To be honest I was very apprehensive about going with any company that claimed they could help me repair my credit . I have already tried to many repair companies to even mention them by name but I was advised that I should give national credit federation a chance. Considering I was wanting to purchase a [...]
You’ve probably heard of the three consumer credit reporting companies: Equifax, TransUnion, and Experian. These companies tell credit lenders if you’re a reliable consumer that manages credit lines well. If you’ve got a bad credit score… Then it’s probably hard for you to open new lines of credit. And it’s almost impossible to get approval [...]
In order to purchase a home, the majority of us will need to get a mortgage. However, mortgage lenders are becoming increasingly wary about who they will lend money to. It is important now more than ever that you understand what a credit score is, and how a low score can affect your mortgage [...]
We often hear that credit utilization is important to our credit scores, but what is it? Why is it so important? And how can you make it work in your favor? What is credit utilization? Your credit utilization is a measure of how much credit is available to you vs how much you are actually [...]
The three major credit bureaus have huge amounts of information about the American consumer which can have a profound influence on his or her life. Here are some things they don’t want you to know about how they work, and a few ways to ensure that the information they hold is as positive as possible. [...]
My experience with National Credit Federation has been a very positive and rewarding one. Since day one, Monique has been in constant touch with me, keeping me posted of the progress made on my credit reports. She has answered every question expediently and thoroughly. The incorrect items on my reports are close to being 100% [...]
According to Forbes, there are several ways in which a person can boost their credit score. One of the best is through the responsible use of credit cards. The problem is, without a decent credit score already, it can be tricky to obtain a credit card. Thankfully, there are several cards on the market designed [...]
Your credit score is more important than people realize. A low credit score can seriously affect your financial options. So what actions can harm your score? Why is your credit score important? Your credit score is a three-digit number in the range of 300 to 850. Although there are many different types of credit score, [...]
A high credit rating is important if you are trying to boost your chances of being approved for a loan or other forms of credit. There are several different ways in which you can boost your credit score. One of the best methods is through using a credit card. What is the importance of a [...]
It is important that you build and maintain a good credit score. We all know that a bad credit score will put lenders off from lending to you, but what exactly is a good credit score? So what qualifies as a "Good Credit Score"? A credit score is a three digit number; you credit score is [...]
