I had an amazing experience working with this company. keep up the great work!!

Shane – Welsey Chapel,FL

Monique Martin is wonderful she is always available when we need her and is quick to give us answers to any questions we may have she is always ready to go above and beyond her normal job if it is needed love her always positive attitude could not ask for anybody better to help rebuild and repair are credit and thanks to her help we will soon be buying are first house

Alaina – Brandon,Fl

NCF did a great job on my credit….I am very pleased with my results….Thanks Monique Martin and NCF

Antwione – Lancaster,Texas

I would like to thank NCF for helping us so much, they have given us the opportunity to move forward in life. We are no longer embarrassed when our credit is run applying for credit cards. It is different when you actually get a high limit adult credit card with airline miles or cash back, no more secured credit cards with fees and high interest rates. Big thanks to Monique Martin for always keeping us informed and providing us with the best advice possible. Monique wants the best for her clients and gives you a plan of attack against the credit card and credit reporting agencies. Thank you very much Monique and NCF.

Jason Costa

Jason – Las Vegas,NV

When I first began working with NCF, the amount of support to get the job done was number one for those involved with my case. With being a first time homebuyer, I had my credit pulled and realized something was up. Right from day 1, NCF has been my first line of defense with the credit Bureaus as the different names on my report clearly had no relation to me. From answering emails to answering phone calls. If messages were left, they were always returned with care and knowledge of the subject. 6 months later, I must say that it was the right decision to professionally work alongside of NCF in support of my credit concerns. Thank you to Krista and NCF for getting the job done right!

Jennifer – Tampa,Florida

This review is long overdue. NCF has proved to be a winner for me. My credit score went up 115 points in 4 months thanks to the meticulous work and attention-to-detail of Monique and the rest of the team that worked with her on this (Joanne Taylor, and Marinelly). In August 2017 my score was 670 and it is now January 2018 and the latest I checked my score was 785. I am shooting for over 800 now! A brief history: Before contacting NCF I began searching for support in this area because when my wife and I decided to use my VA loan to be approved for a house, I was approved but the lenders began informing us about some negative and extraneous items on my credit report that should not have been there, or never happened. With more research, I found out that this is common. I found NCF and decided to get their DVD and credit repair kit. The DVD was very informative. Not having the time to begin a long, time-consuming paper battle with credit bureaus, I contacted them to inquire about their fees. At first, I was hesitant, but once I sent them everything they asked for, I got a call from Monique who got the process rolling right away. She communicated with me consistently and I began receiving info from the credit bureaus right away that I immediately uploaded to her. Monique and her team were prompt and vigilant in responding to the credit bureaus and I was convinced that I was glad they are doing all of the work for me because I would have never have had the time to do it on my own, or knew where to start or what to say. All I had to do was sit back, send them any notices I received in the mail, check my portal at the NCF website, and watch my credit score go up, and things that were incorrect on my report began being removed. Soon after contacting NCF, my bank had initially approved me for a signature line of credit (PLOC) and three months into working with Monique, my bank extended my line of credit and lowered my interest rate. The bank representative stated he had never seen anyone's credit go up so much in such a short amount time (51 points in just three months, 115 points in four months). My wife and I have been approved for a home loan, and now I'm in a much better position to negotiate a lower interest rate and the various terms. I decided I'm going to stay with them for a while to monitor my credit and for support at a very reasonable rate. My experience with NCF far exceeded my expectations and I highly recommend them, and I have already recommended them to my family and friends. No need to wait any longer and allow the credit bureaus to have control over your quality of life. Call NCF and get the process rolling.

D – Alexandria,VA

I’ve been with NCF for about 7 months and the work that Monique and her team have done has been exemplary. Items that I thought wouldn’t come off my report have been removed and the new opportunities that have come because of that has me back in the driver seat moving forward. Thank you for all your help!!

Stacey – St. Petersbirg,Florida

I highly recommend working with Krista Phillips! Over the past few months she has done an amazing job on getting my credit back on track. She’s a professional with a great personality. Krista, has great communication skills and gets everything done quickly! My credit score NOW has a perfect pathway for an amazing Financial future! Thank you Krista and the NCF team!

Christian – Tampa,FL

Krista Phillips has been a God sent from the first beginning of me and my wife home building experience. She told me what i needed to do to get my credit scores up and it was a success!….I will always use Krista as my guiding force for rebuilding my credit in the future.

James – Manvel,Texas

Krista has been amazing to work with. She was monumental in helping us get our credit back in the shape that it is. With her help, we have since bought a new home and have credit scores that now allow us to do some of the things we want to do. The other aspect of Krista's success with me is the level of service she provided us. Over the past couple years, anytime I needed her, she was always at the other end of the email or phone. She has been amazing to work with we are forever indebted to NCF and Krista for the work she has done.

Jerry – Las vegas,NV

Never met the other staff but when monique martin got in touch with me i knew almost instantly that she cared about me and my family's future Soo thank u Monique Martin for alll your help n making my credit better than it has EVER been your hard work is not going un notice!!!!!!!!!!!

James – Tampa,Fl

In the words of Mr T "I Pity the fool" who would have have to face off against Monique. When she goes to battle on your behalf it's almost unfair for the credit bureaus and creditors. Once she locks in on you she will attack you like an angry pit bull. She has an unwavering approach to fight on your behalf and will continue showing no signs of inertia until she produces the desired result. If Monique is your case manager consider yourself lucky as you just won the credit repair lottery.

Brandy – Tampa,FL

In the words of Mr T "I Pity the fool" who would have have to face off against Monique. When she goes to battle on your behalf it's almost unfair for the credit bureaus and creditors. Once she locks in on you she will attack you like an angry pit bull. She has an unwavering approach to fight on your behalf and will continue showing no signs of inertia until she produces the desired result. If Monique is your case manager consider yourself lucky as you just won the credit repair lottery.

Dave – Tampa,FL

If you have had the pleasure to work with Krista as your case manager then you will know how much she cares about her clients. She has the biggest heart and all of it goes into her work for her clients. Her passion and tenacity to fight on your behalf are unparalleled. Thank you Krista for being such a special person and may God Bless you and your family.

Dave – Tampa,Fl

Shes awesome i never would think my score would get better than it was thanks monique

James – Tampa,Fl

I can’t put into words how incredible NCF is. I had tried other companies to help me with my credit & they are the only company that actually delivered. Within a six months I went from being laughed at when I applied for a credit card, to having 2 open credit cards. My credit score improved by 200 points.

Customer service is outstanding ! They return calls & keep you up to date along the way.

NCF does exactly what they promised to do & more. !!!

Linda – Wellington,Florida

Monique is such a great person to work with, ever since I joined Ncf, she has been of great help, she keeps me informed and updates me on my credit and I have seen a tremendous change in my credit scores. I can’t thank NCF enough and credible staffs like Monique. I highly recommend Monique for her great job.

Angela – YONKERS,New York

Four years ago, I never thought being debt free would be a reality, and now it is. It is an awesome feeling to know that I’m not throwing away a ton of money every month on interest rates on my credit cards and recently I was able to get a new car in my name only. This has truly been one of the best choices I have made in my life. Monique and her team at NCF were very pleasurable to work with and I can’t thank you all enough for all the hard work you have done to fix my credit and get me out of that crazy credit card debt!

Kim – Cortland,Oh

I haven’t seen my results yet, but the amount of cheering me on is just incredible. I am so relieved to know that my future is about to change. Thank you so much for giving me the chance to have a home again. I would strongly recommend NCF.

Paula L – Rosenberg,Texas

I was very doubtful I would ever be able to repair my credit let alone have it be so easy! Krista and NCF have provided me with exactly the services they said they would provide and we are not even a done yet. The process has been easy on my part and they have been able to produce fast results. I look forward to seeing my new credit score and owning my own home in the coming next few months. Thank you Krista and NCF!

Donnell – Land O Lakes,FL

I am in the process of cleaning up,my credit at this time,and I want to thank,Krista for her hard work. She has been a Godsend in dealing with my issues. She is quick to respond to any questions I have had and has given great advice. I am very comfortable working with her as she has the ability to relate to and discuss my issues without making me feel awkward. I look forward to continued success with her at the helm.

Laura – Orlando,Florida

Miss Phillips has been helping me the whole way. Great personality, friendly, and works fast to make sure things move accordingly. Very professional and you see your credit change little by little right in front of your eyes. She has made me feel like I am on the right track to use my VA loan to get a house.

Christian – Houston,TX

I was skeptical of starting the program. After speaking with Monique she answered all my questions in a professional and caring manner, and took her time explaining everything in detail of what your company does and her goals for her clients and made me feel 100% better. I couldn’t be more happy in my choice of taking this route of doing business with you guys. As a single father of three kids you are helping me be successful and setting up a strong foundation for my family. I couldn’t be more appreciative for Monique and the National Credit Federation! Thank you again for all you do, I tell everyone about this service and to work with Monique on starting the journey of a stress free life style.

Je’an – Plant City,FL