When it comes to your credit score, the way in which you use your credit cards should be considered. In fact, correctly using credit cards is essential to maintaining a good credit score. On this page, we are going to look at how credit cards have an impact on your credit score. How is your credit [...]
There is no doubt that being turned down for a credit card will have an effect on your credit score. However, how it affects your score depends on a couple of different factors. Credit scores Your credit score is a three-digit number that ranges from 300 to 850. The higher the number, the better your credit score [...]
Monique is great to work with. She goes the extra mile. Monique not only listened to my concerns, so she could understand my issues, but she worked hard to exceed my requirements. I signed up with NCF to get help improving my credit score. Monique has been able to help me improve my score and [...]
Loved working with Krista. I constantly checked my credit but was overwhelmed with how many mistakes and mis-information that were being reported on my report! I work full time and did not have time to dispute all the issues which were many. I did my homework and found National Credit Federation, I had someone recommend [...]
Many young people hold a stigma against credit cards, under the assumption that they will get into too much debt. However, there are plenty of viable credit card options for young people who want to build up their credit history in a healthy way. As you can see from the graph below, millennials are currently [...]
Have you missed a couple of payments? Are you worried that these late payments may have ruined your credit score? Don’t freak out just yet! Here’s how payment history affects your FICO score, and what you can do about it. What is my FICO score and why does it matter? Your FICO score is a number [...]
When it comes to obtaining new credit, having a good credit score is vital. A good credit score could potentially save you thousands of dollars over the course of a loan. Contrary to popular belief, your credit score is not going to be constantly updated by credit rating agencies. You can't pay off a bill [...]
Every day a person’s credit score become a little more important. Financial institutions are not the only ones that use these scores anymore. Employers and landlords are beginning to check these scores to determine the dependability of an individual. A person’s credit score can range anywhere from 300 or less up to 800: Financial [...]
No matter how amazing you think you are at using a credit card, chances are you going to make a mistake eventually. The truth is that everyone eventually makes a mistake. The rules never stay the same. In fact, the rules for the end game are changed by lenders every day. Make sure that [...]
If you were born after 1980, there’s a good chance you’re more averse to taking credit than if you were born earlier. But, if you’re interested in building and maintaining a solid credit score, read on for credit boosting tips. Millennials and their credit Millennials, people who became adults around the turn of the millennium [...]
