According to Forbes, there are several ways in which a person can boost their credit score. One of the best is through the responsible use of credit cards. The problem is, without a decent credit score already, it can be tricky to obtain a credit card. Thankfully, there are several cards on the market designed [...]
Your credit score is more important than people realize. A low credit score can seriously affect your financial options. So what actions can harm your score? Why is your credit score important? Your credit score is a three-digit number in the range of 300 to 850. Although there are many different types of credit score, [...]
A high credit rating is important if you are trying to boost your chances of being approved for a loan or other forms of credit. There are several different ways in which you can boost your credit score. One of the best methods is through using a credit card. What is the importance of a [...]
It is important that you build and maintain a good credit score. We all know that a bad credit score will put lenders off from lending to you, but what exactly is a good credit score? So what qualifies as a "Good Credit Score"? A credit score is a three digit number; you credit score is [...]
On average, interest rates have actually been decreasing over time, as shown by the chart below. Hop on that trend and get even more bang for your buck by following these essential tips for getting the best possible interest rate on your mortgage. Get Your Credit Score Above 760 The best interest rates on mortgages [...]
Achieving a good credit rating can be difficult. Without a credit history, it is hard to get a credit card, a loan, or even an apartment. It is a catch twenty-two situation. It is hard to get credit without a credit history. Yet, credit is required to get a rating. However, don’t despair, there [...]
Many potential first time home buyers are unaware of the risks and mistakes that the real estate market is awash within the U.S. There are commonly held misconceptions that even experienced property buyers make too. Detailing the financial mistakes that are possible to make requires a further breakdown of potential missteps: Bigger house prices are [...]
Most people think that having a good credit score means paying debts off on time and having a good credit utilization ratio. That’s true at some level, and certainly is a good approach to keeping your score high. But there are many other things which can affect your credit score, some of which may surprise you. [...]
Ever apply for credit in the form of a personal loan, store card, credit card, or mortgage? Surely filling in all that information about yourself, your assets, your income, and your debts should be enough to prove you’re a good risk. It might be BUT only after the person processing your application has had a [...]
If you are anything like me, you HATE surprises, and when it comes to surprises there is one that takes the cake. That is being surprised when it comes to your credit and credit scores. With so many things like being approved for a loan, getting a job, and even car insurance rates being determined [...]
