How Credit Score Is Determined Part 2 – Payment History

June 2nd, 2017|

By now we all know that the total balance of payments is a major factor in determining your credit score. What happens if you keep less of a balance on [...]

How Credit Score Is Determined Part 1 – Utilization Ratio

May 25th, 2017|

Have you ever been denied for an auto loan, or had to pay a high interest rate on a credit card? It may be because your credit score was not [...]

5 Ways Student Loans Affect Credit Score

March 23rd, 2017|

Ever ask yourself: Do student loans affect credit score? It's an important question to ask. If you've got student loans, you'll want to know what impact they have on your FICO score [...]

Essential Tips For The First Time Home Buyer With Bad Credit

March 1st, 2017|

Buying a house is an intimidating process. It’s one of the biggest financial decisions you’ll ever make. Approaching it can seem like a daunting task, even if you’re financially secure and [...]

6 Ways to Protect Yourself From Identity Theft

February 22nd, 2017|

Every year nearly 18,000,000 Americans experience identity theft. Identity theft is when someone uses your personal information without your permission. Usually they do this for their own financial or personal benefit. [...]

Why Your Credit Score Dropped: 13 Common Reasons A FICO Score Declines

February 17th, 2017|

So you’ve checked your credit score and noticed that it has dropped. Should you be worried? After all, your credit score can affect so many different parts of your life. [...]

How To Raise Your Credit Score By 100 Points

February 3rd, 2017|

Your credit score is the key to your financial health, both in the short term and the long term. It affects everything from your ability to get hired for a [...]

How To Fix My Credit Score In 6 Months

January 26th, 2017|

We’ve all heard talk about “good credit” or “bad credit” but just what does this mean? Why is it so important to have good credit? And if you do have [...]

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