In 2016, the Federal Reserve began to experiment with rising interest rates. Before this, they were held at a steady position for almost four years. As the economy continued to [...]

You hear a lot about the importance of your credit score...why it’s important to have a good one, and why you should fear having a bad one. But what does it [...]

What is a credit score, anyway? In the simplest terms, a credit score is a number that rates your creditworthiness. In essence, it’s how trustworthy lenders perceive you to be [...]

Paying your bills consistently and on time is the single most important factor to a healthy credit score.  Automatic payments, when used correctly, help ensure you are taking this important [...]

If you are responsible enough to own a credit card, or perhaps even own a home, it should be no secret to you that not paying your bill on time [...]

Your credit score is a representation of how well you manage your finances.  While there are many factors that contribute to your credit score, your credit utilization ratio counts for [...]

So you always pay your credit card balance off in full every month? That’s the best thing you can do for your credit score, isn’t it?  Maybe not. Your credit card [...]

It is undeniable that your credit score is a major aspect of your financial health. Understanding how things affect your credit score is the first step to taking control over [...]