She’s a wonderful person/employee she help me every step of the way and more. I was not able to get credit at all until I worked with National credit federation. Now I have two credit card and in line to buy a house. Thank you so much Krista and National credit federation.

Alwyn – North Las Vegas,NEVADA

I have been working with Monique and NCF in helping my parents bring their credit to a point where they could purchase a home. I am happy to say that Monique and NCF have helped us achieve that goal. She has been wonderful in making sure we understood the process and keeping us updated throughout. This has truly been life-changing and I am forever grateful. Thanks Monique!!!

Damaris – Schertz,TX

Monique is a very pleasant person to work with. She is always very helpful. She has explained many things to us that I had no clue about. I enjoy working with her.

Kimberly – Las Vegas,Nevada

I’ve been working with Krista for the better part of a year. during that time my score has risen close to 100 points to the mid 700s. I would recommend NCF to anyone.
One thing I found the most satisfying was this was all done while I went about my normal routine. I am very pleased!!!!

Ralph – New Waterford,Oh

I just wanted to testafy, that on October 13th I will be closing on Our New House. Thank yall so much, yall have been a true blessing, especially Mrs Monique, you can tell she loves her Job and cares for her Clients.
Thank you
Justin McIntosh

Justin – Conroe,Tx

I would like to say that Monique Martin has been very professional and great with communication . I can honestly tell and feel that she cares about repairing my credit. I am grateful to have Monique on my team. Thank you

Reese Morton

Reese – Sealy,TX

Krista has been working with my case for several years. She is always pleasant and courteous. My credit has improved and continues to improve. I know that Krista will be there and when I have a question or send a review to be examine and corrected . Thanks Krista

Joel – hodge,SC

I had a few credit blemishes that needed to be taken care of in order to improve my debt to income ratio and also to increase my credit score to get a better interest rate on a mortgage loan along with closing on a new home.I was referred to NCF by a loan officer.The experience with Monique Martin was great along with her helping me to meet my credit goals.

Loreese – Columbia,South Carolina (SC)

I am working with Krista to rebuild my credit score she is doing a excellent job.

Ronald – IRMO, SC

Monique and the company and their process and their diligence were outstanding! My credit was still recovering from the terrible 2008 housing crisis which hit our area in a big way – NCF and Monique were able to bring my score into the low 800s in less than 8 months and we just closed on my new home last week! Best investment ever!

Joseph – Henderson,NV

National Credit Federation did a MAGNIFICENT job on my credit file. I’m over 800 and could not be more pleased with the service I received.

Antwione – Dallas,TX

This company is good, they were able to meet my goal in a very short time frame to buy a home! I would definitely refer others to them. Thank you NCF and Monique Martin

Angela – Bronx,New York

Everyone is amazing. They helped clean everything up and we were able to be approved for a mortgage and moved halfway across the country. Six months after that we were able to purchase one of our dream cars. Highly recommend this group of amazing people!

Jimmie – Chandler,Ok

Krista has been very helpful in keeping me informed on what the next steps should be. Also, Krista understands that time is of the essence when working on getting the correct information verified.

Romona – Pinellas Park, FL

Monique has been extremely responsive and helpful. I know this was something I could have done on my own, but this has been so much easier and thorough. Monique REALLY knows her stuff. I’m so glad I signed up for this. Thank you, Monique!

Jessica – Vancouver,WA

I believe I started with NCF about 8 months ago. I had applied for a new home loan on a hope and a prayer that I would qualify and with no surprise I was denied.

The part that got me wasn’t the fact that I was denied but that my scores were so low. I had been basing my credit score off of sites like Credit Karma and Creditwise and had no idea that it was a completely different score than what the mortgage companies were actually using. When the mortgage rep told me the outcome of the loan app and my scores, he assured me that with the shape my credit was in, I would not be able to raise my score 100 points in 6 months. He then referred me to Dave Fulk at NCF.

Dave called me and told me that he could help me sink the loan but it might take a little time. My first question was, “How much?” Lol. I explained to him that I had been paying $50 a month to this online repair company for the last 5 months but had’nt seen a change in my credit score so what makes NCF so different? Well for starters, he said no one is going to efficiently fix your credit for that kind of money. He started explaining how much work needed to be done and how much time and attention to detail it would take to make sure it was done correctly. He spoke very highly of his staff and said he would assign me a rep that I could speak to directly whenever I had questions or needed credit advice.

I talk to Monique Martin a few times a month whether it be sending her my updated credit reports or just to check on the status of a dispute. I get emails regularly notifying me of every dispute that has been sent or every report that has been received. Something I never received from that other online credit company.

Today, I’m happy to say my mortgage credit score has increased 123 points with Equifax, 111 points with Transunion, and 112 points with Experian. I’m still on board and to this day I still see items being removed from my credit report. Not settled, nor closed, REMOVED!

If you honestly compared how much you would spend trying to settle accounts that still look derogatory on your credit to a monthly payment to a company like NCF that’s going to get the items removed completely, what do you think would be the better option? That’s right NCF! P.S. Sorry it’s long just wanted to be thorough lol

Donald – Saint Petersburg,FL

krista philips is very professional, pleasant to speak with , knows how to fight to get the negative items removed on ur report. and also get you a
score u worked hard for. willing to write letters to collection agencies. and fight for the peoples rights. Highly recommend..

thanks, Bonnie akodu

BONNIE – AMHERST,MA

I started with NCF 6 months ago and the leap in my credit score has been amazing. I didn’t have good habits as a young adult when it came to my credit and as a result, have never really had good credit. I’m proud to say that is no longer the case and its all due to Monique Martin, my amazing account rep! She gave me the gameplan in the very beginning and did exactly what she said she would do. I had tried other credit repair companies in the past with no results. What a difference, working with this company. They are the real deal and I would highly recommend them to anyone!

Luis – New York,New York

I just wanted to thank you for your service, you’ll have really helped me out tremendously. You got my credit score up in the 700s, I was able to buy a truck with a really good interest rate, and today I met with a lender to get my approval to buy a house.

Justin – Willis,Texas

I had such a great experience. Having the help of NCF allowed me to focus on earning money and let them focus on negotiating and managing paying off my debt. I got everything paid off 6 months earlier than expected and couldn’t be happier with the service I received!

Judy – Pinellas County,FL

MONIQUE MARTIN DID A FANTASTIC JOB. I WAS BELOW AVERAGE CREDIT SCORE AND SHE WORKED WITH ME ON A PERSONAL BASIS TO RESTORE IT BACK TO EXCELLENT. SHE WAS THERE FOR ME AT MY EVERY NEED. I AM NOW FREE OF THE OVERWHELMING STRESS OF HAVING BAD CREDIT. I OWE ALL THE CREDIT TO MONIQUE FOR THE HARD WORK AND TIME SHE SPENT WITH ME. HIGH FIVE TO NATIONAL CREDIT FEDERATION FOR HAVING SUCH AN EXCEPTIONAL EMPLOYEE.

MICHAEL – Faucett, MO

When we started this process I thought it would be long and aggravating. But with Monique’s help it has gone smoother than I thought and I am very happy with the results so far. She never has a problem answering my questions or getting with me about things I need to do.

Thomas – Mulberry,Florida