Krista has been amazing to work with. She was monumental in helping us get our credit back in the shape that it is. With her help, we have since bought a new home and have credit scores that now allow us to do some of the things we want to do. The other aspect of Krista's success with me is the level of service she provided us. Over the past couple years, anytime I needed her, she was always at the other end of the email or phone. She has been amazing to work with we are forever indebted to NCF and Krista for the work she has done.

Jerry – Las vegas,NV