Will A Debt Management Plan Hurt Your Credit Score?
What is a debt management plan (DMP)? It’s a payment agreement between you and your creditors, to pay off your debt in smaller installments. They are typically used by someone [...]
First Time Homebuyer? Check Out These 11 Cities
Less than 35% of adults under 35 own a home. This figure is the result of research undertaken by SmartAsset, a personal finance site. If you are in your twenties [...]
5 Ways To Use Your Credit Card Correctly
If you live in America, chances are you have a credit card you regularly use in your wallet. Most studies estimate that a full 70% of Americans have them. You [...]
Can Your Credit Score Keep You From Employment?
Everyone knows that your credit score has a serious impact on everything from your ability to take out a mortgage to the cost of buying a car. But did you [...]
Why Can’t Americans Manage Their Credit Correctly?
Most people nowadays seem to check their credit score on a regular basis. This is good. However, some studies appear to indicate that many Americans are confused as to what [...]
Why Your Credit Score Matters
An individual's credit score constantly keeps changing. The reports issued by credit bureaus are just a snapshot in time. Lenders use these to decide whether or not they will accept [...]
How Much It Really Costs To Buy A House
Buying a house is a long, tiring, and expensive process. The cost of the purchase of a house can be daunting, and while the final total cost will be different [...]
10 Ways To Save Up For A Down Payment
Maybe you have a dream of becoming a homeowner within five years. It's a hard, but possible goal. And to many, the most difficult part isn't finding the right home. It [...]