Bad credit can lead to unfavorable interest rates that will cost thousands when you take out a student loan, car loan, or mortgage. It could prevent you from leasing an [...]

Credit card debt is massive in America and continues to grow. Research has indicated that by the end of 2017 new credit card debt will reach $60 billion. We will [...]

When you apply for credit, you allow lenders to request a duplicate of your credit report from a credit bureau. Every time a lender accesses your credit file, they leave [...]

Good credit will make it easier to achieve what you want. This might be a new car, a new house, a credit card, or a new cell phone plan. Most [...]

Being in debt is an extremely stressful situation. Student loan debts are on the rise compared to any other debt. While not historically the highest it has ever been, consumer debt [...]

How new credit affects your credit score The truth is that about 10% of your FICO score is made up of what is called “new credit.” This new credit has [...]

Have you ever wondered whether that old credit card that you opened up in college still benefits you? Well, lucky for you, it actually can in some ways. That’s because [...]

If your credit utilization ratio is low, and your payment history is good, why might your credit score still not be ideal? Many people think that if they only master [...]