June 2011

The Credit Bureaus have a VIP list

By | June 2nd, 2011|Credit Bureaus, Equifax, Experian, Transunion|

Published May 17, 2011 | FoxNews.com Sen. Dick Blumenthal wants explanations from the three credit rating bureaus about a New York Times report about a VIP list they allegedly keep that favors the rich and famous over everyone else. The Connecticut Democrat wrote a letter Monday to Equifax, Experian and TransUnion about the reported separate system in which errors and disputes are resolved faster and with more attention than with other consumers, who must rely on an automated system and outsourced customer support to clear up mistakes. “I am deeply troubled by the implication that your companies are neglecting the majority of consumers and providing preferential treatment for wealthy, famous or well-connected persons, and I ask you to confirm or deny these reports and provide more information on your dispute resolution process,” he wrote in the letter. […]

February 2011

Is TU stepping up?

By | February 1st, 2011|Credit Repair, Credit Report, Transunion|

The last couple of days has been very interesting.   I have been contacted by the guys at TU, and by guys I mean the President and the COO, who seemed to be interested about working with us in a more constructive fashion.  They wanted to discuss how we could work together to streamline the process and cut costs for both of us. My first reaction was … […]

October 2010

FICO or FAKE-O credit scores

By | October 12th, 2010|Credit Bureaus, Credit Score, Equifax, Experian, FTC, Transunion|

Experian and Transunion have been playing the game for some time but now Equifax has jumped into the selling of FAKE-O credit scores. They just couldn’t hold off adding this USELESS product to add to their bottom line! Now all three of the credit reporting agencies are in the business of pushing the FAKE credit scores to the unknowing consumer who thinks they are buying their FICO scores. Shame…Shame…Shame is all I can say. I mean really what is the purpose in selling you a credit score that not one single lender cares about?   […]

August 2010

Transunion Lawsuit…time to cash in is running out!

By | August 27th, 2010|Class action lawsuits, FCRA, Transunion|

The credit reporting agency, Transunion settled on a class action lawsuit by setting aside 75 million dollars nearly 2 years ago.  Now, this amount is but a drop in the bucket and a baby slap on the wrist for this particular credit bureau but that discussion is for another day! The reason if you’re not familiar should knock your socks off, make you down right red eyed with blood rising to your head causing those vessels to bulge. Why?  […]

Collection Companies are a pain!

By | August 24th, 2010|Collections, Credit Report, Debt|

Why would anyone be interested in reading about credit report collections? Well, most the time it’s because you have been denied credit and have ordered the credit report to see what’s going on.  Low and behold many times there are collections on your credit report.  These collections are being reported by collection agencies and they’re killing your credit scores! When someone researches their credit report for problems and finds collections, usually the immediate response is to begin looking for ways to correct or remove those items from their credit report. The good news is there are a few ways. The most popular way is by disputing them with one of the 3 main credit bureaus (Equifax, Trans Union and Experian) that are reporting them. You can also contact the collection agency directly and try to… […]

July 2010

22 Collections and Judgments Deleted

By | July 20th, 2010|Results|

22 Collections and Judgments Deleted Tim in OH had 22 deletions from TransUnion in one round! Civil Judgments, Fidelity Collections, Premium Asset Recovery, Enhanced Recovery Corp, NCO - Medclear, UCB Collections, Millstone & Kannensohn, NTL Recovery Agency, were all deleted! Plus two of his accounts were updated with correct information!

June 2010

Great First Results!

By | June 30th, 2010|Member Stories|

Rosario in Texas is very happy with 12 out of 16 negative accounts being removed from her TransUnion bureau: Great first results from TU! I am very happy!