We were such a mess when we were referred to Krista Phillips at NCF, it looked like there was absolutely no way out. We had a bankruptcy , had lost our home and business and some friends of our son’s had taken out a few credit cards in our name and we were drowning in debt with a credit score in the 400’s. Oh and did I mention we are in our 70’s.. We decided that we could run from the dunning calls for the rest of our lives or buckle down and pay it off… we decided on the later. Here we are 3 years after finishing our work with Krista. We have been in our own home for 2 1/2 years, have a new car,. .We went to the bank yesterday with a credit score of 822 to look into making the most of our meager savings.. . .. We have no credit card debt, I pay all of my bills online, and since I get a notice that a bill has come in, and I pay it right then, We have continued to follow the things that Krista taught us,, and are eager to pass her information on to anyone we can.. I have heard commercials stating that “this changed our lives” BUT this actually will change your life if you stick to it… Our mortgage rate is 4%.. our new car which we bought last year is almost paid off.. I make at least 2 payments a month, and even our car and home insurance is lower because we are responsible paying our bills. Never did I think we could have made a comeback like this…We are forever grateful to Krista for her kind, professional and vast knowledge of credit repair. So from 2 old fogies who came from 0 a few years ago to going back to work in their 70’s and bit the bullet we followed the path that we had learned and today… we sleep better!.. You can do it too,! Krista has my permission to give my phone number to anyone who doubts their ability to succeed… I will be honored to talk to you..
Thanks Krista, you are a blessing to us every day…

Linda – Sarasota,FL

KRISTA is a awesome worker she’s very patient and understanding with the clients and she does her work in a timely manner .

Delmonta – Willis,Tx

We have enjoyed working with Monique and have made great progress on our credit scores. My scores have moved above 800 and we are still working to get my wife’s up with mine. I am expecting for mine to continue to move higher and we also expect that my wife will be right up there with me, very soon.

Monique has been very attentive to our needs, has always been available to us and has been very creative to help accelerate the process and to ensure that we are getting the full benefit of all of your services. I would highly recommend Monique to anyone that needs someone to help them navigate through this awkward and sometimes hard to understand process, while keeping focused on arriving at their desired destination of a good and clear credit record. Monique has managed to successfully orchestrate all of the above.

Thank you Monique for showing us that we are important to you and that you are there 100% for us at every turn in the road. We’re very pleased that we were blessed to have you assigned to our account from the start.

Marvin – Las Vegas,NV

Monique has been providing an outstanding services! She is very knowledgeable, act quickly upon my request, very passionate about helping me with my credit challenges! I am fortunate to work with her! Thank you Monique!

Bryan – Addison,TX

Buenos días mi nombre es Robert quiero agradecerles a todo el personal de nationalcreditfederation por el gran trabajo que están realizando hacia mi persona ya que estoy logrando mis metas junto a ellos.
A toda aquellas personas con problemas de crédito se los recomiendo por su profesionalidad y buen desempeño.

Robert – Katy,Tx

Very helpful I am very satisfied

Ron – Grainvalley,Mo

No one wants to pay extra money on something that you’re not even sure, if it will work. My wife and I were skeptical about any one working on my credit but after working with Monique Martin with NCF, we are believers. She worked very hard on getting my credit up to where I needed it to be. Improving your credit score can be hard work on you own. Working w/Monique these two months, have been wonderful. She has improved my credit tremendously. I know you expect your numbers to change quickly but it takes time. You will happy with your results, like we are. I truly recommend NCF. I bet everyone there are great to work with but I also recommend working with Monique. You won’t regret it. Good luck to everyone and once again, thank you so much Monique. God Bless you!

Troy – MONTGOMERY, TEXAS

We have had an awesome experience with National Credit Foundation!! Krista was awesome to work with and was always willing to answer questions or make suggestions to me and my husband. She also helped when we had an issue with a bank not removing a past mortgage from our credit. Thank you for everything you guys have done!! She deserves a raise or a bonus or BOTH!!

Suzanne – Lexington,SC

mark the guy that signed me up is a great guy very knowledge worthy and nice. Krista always kept me in the loop one what was going on and there to answer any questions. great help glad it is done and will have other friends use this great service. I recommend you to all who need a lot of work or some that may just need a quick clean up.

George – Mohave valley,AZ

Krista Phillips was amazing!!! This lady here, I can’t even put into words but she was truly an angel. Our credit was so bad that we wasn’t sure if we could clean it up or apply for credit anywhere. Now we have a new car and qualified for a home mortgage loan. We can buy a home!!! I would so recommend this company and this wonderful woman to everybody I know who need credit repair. Krista, thank you, thank you, thank you!! Big huge hug!!

Ebonny – Desoto,TX

My initial introduction to NCF was May 2010, at the time my credit was in the ‘dumps’ your valued associate Monique Martin and your staff worked diligently to assist me to increase my scores enough for me to qualify to purchase a home in December 2011. My last correspondence with Monique Martin was in February 2013, she assured me that should I ever need the services of NCF, she was just an email away.

A couple days ago, I received a phone call from a person who identified himself as calling from a lawyers Office demanding payment of a 12 plus year old credit card balance. I told the caller unless I receive his concerns in writing I will not continue the conversation. Yesterday FedEx delivered a two page letter, I remembered Monique of NCF, and sent her an email inquiry, within a matter of an hour she called me by phone, and satisfied my concerns. My appreciation to Monique Martin, for assuring a 75 year old senior citizen that life can go on without this cloud hanging over my head. To NCF for Ms Martin continued employment, as the say, ’ You have a Keeper”

Al Keliinui Sr – North Las Vegas,Nevada

Our experience with Krista has been amazing! She has taught so much. I’m about to get my real estate license and I will be highly referring NCF and Krista to customers that need these services. We will also be tell family and friends. We are very grateful to all that has made our dream come true of owning our new home.
Thank you very much!

Mary Kay and Darin L. – Spring, TX

Krista is a pleasure to work with. She understands the business, but also has excellent people skills.

Had it not been for her assistance, I likely would not have been a customer for as long as I have.

Do yourselves a favor and keep her happy at NCF!

Thanks,

Stepfan J – Nicholasville, KY

I was a little leary of doing this at all. I have such bad luck; I was sure I was getting scammed. But, to my surprise, NCF has delivered so far. Monique has been absolutely wonderful to work with. She is kind, and I feel she genuinely cares about me and my success with NCF. I am excited about where this journey will take me. Hopefully to a new home and a new car.

Linda – Louisville,KY

She does a good job and lets use know what to do

Tiffany – Warrensburg, Mo

Monique was excellent! With in a week we had a successful response!

Bill – Land O Lakes,FL

Thanks, National Credit Federation: My son has also used your services, and was very pleased on the progress made to his credit. This is to give Monique a two thumbs up when it comes to getting the job done. I’ve tried to do this alone, and was frustrated at how most place’s spin there wheels. Monique was professional, knew what direction to go, and always replied to my emails, and my many questions without delay. Thanks again for helping me Monique, continue the great work… got my scores up!!!
Sincerely,

Laura B. – North Attleboro, MA

Working with Krista has been great. The follow up and wonderful help has been great as well. My credit score is on the track for over 700 and could not be happier. I have also been able to get great rates due to a better score. Thank you NCF and thank you Krista.

Bruce – Lake worth,FL

Monique does an amazing job working with me. She is very knowledgeable and explains things no matter how simple they are. Love working with her!

Ricky V. – Blue Springs, Mo