“I am currently trying to buy a home and during the process I was told my score dropped due to old credit. I knew that I needed to act fast so I could purchase my home.

My lender and realtor told me about NCF. I trusted their word that NCF could and would help me. I researched NCF and only received positive feedback. I am excited about repairing my credit and know that I am in good hands. As a result, I cannot wait until the finished product.

Not only will this help me with purchasing my very first home, but it can help me in the long run because I am a firm believer that CREDIT is everything!”

-Demetres B.

Houston, TX

“I am trying to get a home but I was denied because of my credit score. David, the loan officer I was working with, introduced me to Mark. He has been wonderful and very helpful.

He listened when I told him about my problem, I’m so glad David introduced us, or else I would still be struggling and wondering how I am going to fix my credit score.”

-Procesa K.

Las Vegas, NV

“The realtor of the home that I would like to purchase referred me to National Credit Federation because my scores were to low.

I was a single mother of two sons and raised them on my own without help from anyone. When it came down to deciding whether to feed my children or pay my bills, I always chose my children.

Now I would like to have something for myself to be able to pass along to my children in the future.”

-Alice A.

Lincoln Park, NJ

I have known for awhile that my credit score was below the average. I have tried in the past to work on it myself without much success. It became frustrating and time consuming and I wasn’t achieving the results I desired.

I like things simple, I want to buy a house, and I must stick with this program until my credit is right again.

I welcome the assistance since this process has me baffled on my own. So I want to thank you in advance for the opportunity!

-Victoria I.

Sweeny, TX

“Krista,

Here are photos of Gayle and I in front of our new home.

We  appreciate all that you and your people (NCF) did to make it possible !

Thanks Again,”

Ron P

Click on the photos to enlarge and get a better view!

Bill Spragg

“For a long time I only received bits and pieces of how credit actually works as well as credit scores. After finishing college, and working in the workforce, I decided to start my own business.

From this I really began to learn about credit, scores, and the importance of having good credit. Though I have never filed bankruptcy or had any major credit mishaps, my score has never been as high as I feel it should be based on my credit history. I feel that I need professional help to obtain my credit goals that will ultimately allow my business to grow. As a small business owner, when you do not have a lot of start up capital, credit becomes extremely important to help you obtain things for your business that you otherwise would not be able to.

Having a good credit score allows you to obtain financing for purchases at good rates as opposed to sub prime rates which cost more money. I have joined NCF in hopes that they will help me obtain the financial freedom I need for my business, and myself, to become the best we can offer.”

-Jermanee D

Calumet City, IL

“I am a teacher and professional musician. I let my credit go when I was divorced 8-years ago, and thought the damage was irreparable.

I am now remarried, and I want to buy a home. I never thought it would be possible to buy a home with my current credit history. More importantly, I thought my credit was hopeless.

Now I know that’s not the case, so I am very hopeful. I am making the necessary changes that need to take place to buy a home. I want to make amends where possible and move forward with my life in all aspects, but especially financially. Thank you.”

–Eric L.

Huntsville, TX

Both my husband and I had a job that didn’t pay us. We lost lots of time and money which started to put us behind on our car payment. Finally after struggling to keep the truck, it was repossessed. Now our credit is suffering and we couldn’t get a single line of credit, especially to purchase a home.

We came across Kendall homes builders because they had a big sign out saying:

“We Fix Credit.” I thought to myself:

“What do I have to lose?”

So we went in and asked Doug Birdsell “What about a repo that’s been within a year?” He looked at me, said “No problem, NCF will help you.”

I’m hoping within six months our new house is finished being built and our credit is restored. That way we can be qualify for a loan and close by February at the latest.  We heard lots of testimonials about NCF from people that were in our position, hopefully we end up as one of them too. Looking forward to the end of poor credit scores and being denied. Thank you all for the opportunity!!!

-Kimberly R
Conroe, Texas

“I was young and made poor decisions regarding my credit. I did not realize and was never taught the impact it would have on my life. I cannot buy a home, a new vehicle, or furniture on credit.

I would really like to have the opportunity to do these things. I’m very hopeful that this works for me. I heard about this through a friend.

It’s my dream to own my own home.”

-Eluterio M. Bay City, TX

“I was ill several years ago. As a result, my wife was unable to pay all the bills because she was the only one working.

Now that I am better, we would like to have a new home built, but because of our credit issue we have been constantly denied. A mortgage broker told us about your company and I am hoping my credit score can reach a 700.

I feel a great relief knowing that I am not dealing with this on my own.”