Credit expert Dave Fulk explains how to freeze your credit to block identity thieves from starting new lines of credit without your knowledge

Tampa, FL — Mar 3, 2015 — Dave Fulk, president of National Credit Federation, published a new article entitled “How To Initiate a Credit Freeze.” In the article, he discusses the unfortunate realities of Anthem’s recent data breach, advising readers to be prepared to initiate a fraud alert or credit freeze, if necessary, to protect their information.

Fulk says, “A credit freeze, also called a ‘security freeze,’ essentially puts all of your credit information on extreme lockdown. For that reason, this isn’t the best option for everybody; it depends on your unique situation. A credit freeze is more powerful than fraud alert and credit monitoring because it actually stops your information from circulating without your permission. Because creditors need to see your credit report before opening new lines of credit, a credit freeze will stop identity thieves in their tracks because creditors won’t have access to your reports.”

Dave Fulk, NACSO, CCRA, is the president of National Credit Federation and a national speaker on finance and credit. He has over 10 years of experience in the financial industry, specializing in finance, mortgages, and credit.

Read the whole article here.

About National Credit Federation:

National Credit Federation helps people accomplish their financial goals through credit repair, debt settlement, student loan consolidation, and business funding. The NCF mission is to help members who are currently in or have successfully come through a financial crisis improve their creditworthiness, allowing them to achieve their credit objectives, including home ownership. This mission is accomplished by providing members with access to resources not normally available to “non-credit worthy” consumers, such as financing, banking, credit lines, professional legal assistance, tax advice, personal financial coaching, and personal financial education. One of the oldest and most trusted companies in the nation, NCF has been featured in Forbes magazine, USA Today Yahoo Finance and 27 other major news outlets. They have an A rating with the BBB and have over 600+ testimonials from previous clients they have helped.