Credit expert Dave Fulk explains the devastating effect bankruptcy can have on individuals, encouraging those with debt to works towards prevention and, if necessary, explore all of their options before committing to a final decision.

Tampa, FL — Jan 15, 2015 — Dave Fulk, president of National Credit Federation, published a new blog post entitled “Why Bankruptcy Is Never Your Best Option.” In the post, he encourages people in financial trouble to avoid thinking of bankruptcy as a quick fix, explaining that filing for bankruptcy can have detrimental long-term effects not only on finances, but on living a normal life.

Fulk says, “The truth of the matter is that bankruptcy is a challenging life decision — one that will stick with you for years. For that reason, declaring bankruptcy is never your best option; bankruptcy prevention is.”

Dave Fulk, NACSO, CCRA, is the president of National Credit Federation and a national speaker on finance and credit. He has over 10 years of experience in the financial industry, specializing in finance, mortgages, and credit.

Read the whole article here.

About National Credit Federation:

National Credit Federation helps people accomplish their financial goals through credit repair, debt settlement, student loan consolidation, and business funding. The NCF mission is to help members who are currently in or have successfully come through a financial crisis improve their creditworthiness, allowing them to achieve their credit objectives, including home ownership. This mission is accomplished by providing members with access to resources not normally available to “non-credit worthy” consumers, such as financing, banking, credit lines, professional legal assistance, tax advice, personal financial coaching, and personal financial education. One of the oldest and most trusted companies in the nation, NCF has been featured in Forbes magazine, USA Today Yahoo Finance and 27 other major news outlets. They have an A rating with the BBB and have over 600+ testimonials from previous clients they have helped.