Do you really need a professional to assist you with credit repair?

The answer: it depends.

It depends on your goals. It depends on your income. It depends on how much of your credit needs repairing. Most of all, it depends on you.

Repairing your credit on your own is entirely possible. So is repairing your car when it breaks down and doing your own taxes and putting a new roof on your house. It is possible for you to do all those things on your own. But should you? More importantly, do you really want to?

Car repairs and home repairs and taxes are just a few of the things we hire professionals to do for us every day. We hire professionals because they are experts and have the knowledge and experience to give us what we want while saving us time, and usually, money. How often have you attempted a DIY project to save money and it ended up costing you far more time and money than you ever expected?

Credit repair is one more thing that you can absolutely do for yourself. But how much time and money are you willing to invest in acquiring knowledge, negotiating with attorneys, and completing the endless forms required to accomplish your goal? How do you even know if you’ll be successful?

The Federal Trade Commission advises it takes consumers an average of 24-37 months to repair their credit on their own. Do you have 2-3 years to invest in this process?

At National Credit Federation, our average customer completes the program in six months. And we do most of the work for you. You can trust our experts, because they are the best in the field. Our counselors have worked on hundreds of cases and have many, many happy customers to show for it.

There is a monetary cost involved with hiring a professional. Before saying you can’t afford it, stop and think about what having bad credit is truly costing you. Bad credit results in higher interest rates, which could potentially cost you hundreds of dollars per month. You also may have to pay deposits for things like utilities and cell phones. Bad credit means loan denials, and higher insurance premiums. You could even lose out on a job offer, if your potential employer conducts credit checks on job candidates.

While it is possible for you to repair your credit on your own, you have to ask yourself if it’s really worth it.

If you’re in need of credit repair help, We understand your credit is like your financial fingerprint and everyone’s is just a little different and unique to them. So we have created some great options for you in order to help you live a restored credit lifestyle. Whether you want to do it yourself or have a professional do it for you,  CLICK HERE  to review your options.