Life can be down right miserable when you are traveling through a financial storm! Many people have done all the right things like paying their bills on time, living within their means, putting aside money for a rainy day and yet they still experience life.

I don’t know if a statistic exists for this next statement but I’d venture to say a high percentage of people at one point or another are thrown a curve ball in the game of life.  At least when it comes to their financial well being.  This set back occurs even though they did not plan on it, cause it, nor want it to happen.  Many of the stories of this hardship that I’ve heard simply come in different shapes and sizes but ultimately loss of job, a medical hardship, business failure, or divorce rank in the top few as the reasons people enter that financial storm.

During a financial storm you’ll experience different levels of grief or discomfort. First is the “we’ll be ok we just need to weather the storm” where you acknowledge to spouse and/or yourself that you’ve been thrown the curve ball.  Money is getting tight, you perhaps have some savings but you’re dipping into it and the bills are still being paid but writing the checks every month is putting a damper on life.

The next stage can be where your savings is starting to be tapped, you’ve tried to keep your bills paid on time but you’re realizing that something has to give.  The credit cards stop being paid timely or at all and you focus on just trying to keep the house or your rent paid up.  At this stage one can feel strangled.  The feeling of hopelessness and will this ever end are thoughts that bounce around your head most of the day.

Then comes the acknowledgement and awareness that “it is what it is” sort of attitude.  Your acceptance and comfort, if you can say comfort, but certainly a comfort with your discomfort is more prevalent.  Your fears and sleepless nights are out on the table and you openly acknowledge your predicament.  Your credit is shot, you try to stay focused and positive about getting a new job, getting better after that auto accident, or putting more distance between you and your ex, or getting out from under those bad investments you made.

Finally you find the new job or get a doctors release and things start to look a bit better.  Money is starting to flow again and at a minimum covering your monthly needs and you’re starting to feel as there is light at the end of the tunnel.  As time progresses you begin to step back out and are needing or wanting to buy on credit.  Perhaps a new car or a new house but whatever the reason usually you’re denied due to your bad credit and credit scores.

‘Life isn’t about
how to survive the storm,

But how to dance in the rain!

Daily we talk with people that as they come through their own personal storms, that as far as their credit is concerned it truly is learning how to “Dance in the Rain”.  Credit repair can help, we’ve helped people acheive totally new profiles; new credit lines and help delete bad credit through attorney assisted credit repair.

When the storm is ending one of the most prudent financial decisions you can make is to get assistance with how your credit report looks and how to improve your credit scores.

I would encourage you to get a “Free credit repair consultation” to see exactly what credit repair can do for you, as well let me know your thoughts and /or experiences of “Dancing in the Rain”!

Be Bold!

Herschel