You may already participate in one of these services (many of our clients do), but if you don't; you may want to consider signing up for a credit monitoring service. Today there is not much that is more frustrating and damaging to a consumer's credit or financial positions than Identity Theft. Clearing this up can [...]
NCF Hiring Process How To Hire Winners National Credit Federation is no different from any other business looking to grow: We need good people! Good people are the hottest commodities in the business market place, and finding them can be a draining process. Ever put an ad out on Ziprecuiter or Monster only to get inundated [...]
Financial responsibility means more than being smart about spending and saving—it also means protecting your credit. One way many people are choosing to play it safe with their credit these days is by initiating a credit freeze. We’ve talked before about how to freeze your credit if you already know that’s what you want to [...]
When maintaining or improving your credit score is important to you, there’s nothing more intimidating than making a purchase that you’re not entirely sure is secure. As more and more business transactions happen online, it’s becoming increasingly commonplace to make even everyday purchases over the internet. So how do you protect yourself — and your credit [...]
Wondering if you should even bother with rewards credit cards? The short answer is yes. Rewards cards are exactly what they sound like — they “reward” you for using them with any number of appealing options. Have you ever gotten paid to shop? How about a free vacation? Or maybe a deep discount on something you [...]
Did you know that April is National Financial Capability Month? You may be getting spring fever right about now, but with the April 15th tax deadline approaching, there’s no better time to settle in and think seriously about your finances. It’s for this reason that since 2004, April has been declared “National Financial Capability Month.” [...]
With the recent major security breach of Anthem, one of our nation’s largest healthcare providers, you might be extra concerned about the safety of your credit information. And for good reason. The Anthem breach put up to 80 million people’s private data at risk. More than bank account information, which can be fairly easily changed, [...]
If you’ve been working on finding financial security and finally feel ready to make the biggest purchase of your life — a home — you may be wondering what part your credit score plays in the overall picture. Depending on your mortgage lender, there are a variety of factors to be considered for whether or not you [...]
If finance isn’t your specialty, reading your credit report can seem a little intimidating. Especially for those whose credit histories might have had a few bumps in the road, it may seem easier just to ignore the report rather than trying to learn from it. We’re here to tell you that not only do you [...]
The end of the year is the perfect time to reflect on the past 12 months, and when you’re being smart about money, this includes your finances. What should you have done differently last year to make your credit stronger, your debt smaller, and your bank account fuller? It’s a brand-new year — a perfect time [...]
