I am very happy with Krista Phillips. She has done an excellent job on my case.My credit score has gone up.She has been able to help me get to where I need to be. I now have a chance to purchase a home. I wish someone would have told me about your business along time ago. l am so happy with Kristen Phillips. If I had to give her a rating from 1 to 10, l would give her a 100. l can now answer my phone calls without having to worry about the creditors asking me about a bill. Way to go NCF and Kristen Phillips!

Allyn Robb- Willis,TX