Dominga says good bye to a Chapter 7
Click on the image to view the full size pdf! Chapter 7 Bankruptcy deleted! Cypress, Texas
March 2011
November 2010
TransUnion Results for Robert in Pittsburgh
Click on the image to view the full size pdf! 3 Federal Tax Liens 2 State Tax Liens Chapter 13 Bankruptcy Alliance One GMAC NCO Financial Ford Mercury/GEMB GMAC Discover Financial Services American General Financial Services
October 2010
Douglas had a Bankruptcy Removed from Experian
Click on the image to view the full size pdf! Civil Judgment Judgment Chapter 7 Bankruptcy Marine One Anderson & Anderson Ameristar Financial Co
Brian in Girard Ohio had 13 deletions in one round from TransUnion
Click on the image to view the full size pdf! State Tax Lien Chapter 7 Bankruptcy Palisades Collection Fidelity Collections NCO Medclear Allstate Adjustment The CBE Group Inc Kenneth Eisen & Associates UCB Collections
Jenny in Eugene Oregon TransUnion Results
Click on the image to view the pdf! Chapter 13 Bankruptcy Discharge HSBC Bank Wachovia Bank NA GEMB / JCP The Home Depot / CBSD Seventh Avenue
Bankruptcy Removed in Henderson
Linda M. in Henderson, Nevada had a Chapter 7 Bankruptcy Discharge DELETED permanently from her TransUnion Credit Report! Click on the image to view the pdf!
September 2010
25 Crazy Credit Facts…
It is absolutely insane the nutsy amount of credit information you can extract from the internet if you’re just surfing around! From credit repair and credit card tidbits to just plain crazy credit facts you can find, like Crazy Credit Fact #22, Corpus Christi, Texas, residents have America’s worst credit scores! Or that if you live in Nevada you are 8 times more likely to file bankruptcy than if you live in Alaska? These certainly are in the category of “things that make you go hmmmm”! They can make you all glossy eyed kind of like looking at Phyllis Diller. Don’t tell me you don’t know her! See the pic to the left? Uh huh.. Anyways, I found these to be both interesting as well as entertaining. I hope you enjoy… […]
May 2010
Can you legally remove a bankruptcy with credit repair?
This question came in recently from Janice and I started to send a reply to you but decided I’d address this in the blog for all to read. Janice, I thank you for sending in this question as many people wonder the same thing. Of course, you can insert foreclosure, tax lien, judgment, collections, slow pays, repossession, and the whole list of bad credit issues one might face to the question “Can you legally take a bankruptcy off a credit report?”. The short reality is every single entry on your credit report is suspect. The Fair Credit Reporting Act (FCRA) and law that states you as a consumer have the right to challenge the credit reporting agencies (CRA’s) and demand removal of any trade lines that are reported inaccurately, that cannot be validated or simply outdated. […]
How is your mortgage affected by a bankruptcy?
Many people are concerned how their mortgage loan is affected if forced into a bankruptcy and when someone experiences financial crisis like job loss, medical crisis or business failure, it can become quite difficult for them to repay all of their existing loans or debts. Filing bankruptcy may seem to be a viable option in order to get rid of these debts, but you should know it may become difficult to qualify for a new mortgage. At least right away. You should also know that your existing mortgage gets affected when you file bankruptcy. What happens to your existing mortgage after bankruptcy filing? When you need to declare bankruptcy, you usually will want to file either chapter 7 or chapter 13. However, the consequences of filing chapter 7 are different from that of chapter 13. The effects on your existing mortgage after filing bankruptcy are discussed below. […]
Equifax Results for Craig in Lehi
Click on the image to view the full size pdf! Bankruptcy Kohls / Chase Bank of America WFS Financial Mountain America Credit Union (paid as agreed) Carmax Auto Finance (Paid as agreed) Equable Ascent Financial Child Support Household Credit Services Utah