Results - National Credit Federation

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Hear from over 1,000 happy customers!

Great results for Lindsey, 58% of the items challenged were deleted

Katie Bentley 2013-03-10T09:52:09+00:00 March 10th, 2013|

Congratulations Lindsey, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses.

7 Items Deleted
58% of the Items Challenged were deleted in one round!

Click on the image to view the full size pdf!

Here are the items that were removed or improved:
Bank of America
Online Collections
Williams & Fudge Inc
United Consumer Finl S
I C Systems INC
AR Resources INC

Although these are Lindsey’s actual results, we have to tell you that your results WILL vary because everyone’s report is different. Frances Born

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today!

Michica's client is very excited to start the home buying process

Katie Bentley 2013-03-08T11:54:32+00:00 March 8th, 2013|

“Hi my name is Michica and I’m an independent broker in Houston, Texas. I was calling to leave a message about the National Credit Federation.

I’ve got a client that had a foreclosure on her record from a timeshare company and somehow it was successfully negotiated off of her records so that she could qualify for an FHA loan, which is absolutely fantastic.

My client, I promise you, is probably doing back flips at the news that her credit has been repaired successfully. And it’s not just with the time share issue, but just with her credit needing to be cleaned up overall.

I’m a happy real estate agent, she’s a happy client, and her entire family is going to be happy very soon because she can finally, FINALLY begin the process of purchasing her home.

We really appreciate you for it, bye!” Tony Baptista

-Michica G.

Houston, Texas

13 items deleted for Arturo including his bankruptcy

Katie Bentley 2013-03-08T10:59:49+00:00 March 8th, 2013|

Congratulations Arturo, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses.

13 Items were deleted in one round!

Click on the image to view the full size pdf!

Here are the items that were removed or improved:

Chapter 7 Bankruptcy Discharged

BAC Home Loans Serv LLC

Bank of America

Capitol One NA

Discover FNCL SVC LLC

DSNB/Macys

HSBC Bank

Monterey Credit Union

National City

NYCB Mortgage Company LL

Plus Four Inc

Although these are Arturo’s actual results, we have to tell you that your results WILL vary because everyone’s report is different. Mark Coats

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today!

Chastity is excited about her future because of NCF

Katie Bentley 2013-03-08T10:47:03+00:00 March 8th, 2013|

“Hi my name is Chastity and I’m a teacher in Cypress, Texas and I’ve been working with National Credit Federation for about 6 ½ months now and my credit liaison is Mrs. Monique Martin.

I was just calling to let you guys know that she has been doing a fantastic job. We ran into a bump in the road and she assured me that she would do everything in her power to get it done, and she has. She came through with her word and now we are on our way to becoming a home buyer and home ownership.

I am completely grateful and utterly excited about what Monique has done for me and I am so glad that she became my case worker.

I am just elated about what’s going on and what’s happening in our future and I have to give thanks to Monique and all of her hard work and due diligence. Thank you and have a wonderful day!”

-Chastity C.

Cypress, Texas Ivan Pastor

David's score increased 52 points in the first round

Katie Bentley 2013-03-08T07:59:21+00:00 March 8th, 2013|

“Hi my name is David and I live in Austintown, Ohio. I am a General Motors employee and a UAW member. NCF has helped me greatly.

They have increased my credit score by an average of 52 points after the first round. They are currently getting me into position to purchase a home.

I’m very happy with their service and I look forward to what they can do for me in the future.”

Helon was tired of being denied so she hired NCF

Katie Bentley 2013-03-06T09:40:51+00:00 March 6th, 2013|

Hi my name is Helon and I live in Katy, Texas and for the past seven years I’ve been a letter carrier. Before I came to National Credit Federation I was getting declined for things.

I tried to apply for a car with my credit union and I was declined due to certain things like having medical bills and a broken lease. It was just crazy and I got really tired of being denied. I met with Harry Bradley and he introduced me to Krista. Working with Krista was an excellent experience.

Now my credit score is excellent and I was able to purchase a home that was $201,000, 100% financing on an FHA loan, I purchased a 2011 Jaguar, I was approved for a Home Depot card, an Exxon credit card, and everything has just been wonderful since I met Krista and joined National Credit Federation. Everything is just wonderful. I know I was in the 500’s but the broken lease was really hurting me as well as the medical bills.

When Krista attacked them, by the third round, we started to get some great results. She was always very honest with me, I didn’t have any problems. I would call her, and if I couldn’t get her right then and there, she would call me back. If I called and she didn’t answer I would email her and sometimes she would email me before she was able to call me back, answering me back in like 10 minutes, and I was like “Wow she’s still working.”

Krista and I cried together, laughed together, and we rejoiced together and she’s an excellent person. Harry Bradley

Geana knows NCF was the best financial decision

Katie Bentley 2013-03-05T09:58:43+00:00 March 5th, 2013|

My name is Geana B. I am from Bradenton, Fl and I am the IT Manager for a local retailer.

After years of making poor financial decisions, joining NCF was the best financial decision I have ever made! Before NCF, I had a bankruptcy, late and/or missed credit payments and 2 collections for breaking apartment leases. My credit was 556. Within 3 months of partnering with NCF my score was 626 (above the minimum 620 required to purchase a home)!

NCF was great to work with. The Members Service representatives were extremely helpful and having access through the online portal made it very easy to get information quickly. I did not have the time or the knowledge, much less the energy, to take on the credit bureaus. NCF did all of the heavy lifting for me!

I please to tell you that one year later my score is 655 and I was able to purchase my first home with an interest of only 3%!!!!!

Thank you NCF! It has been well worth it! Joe Gendelman

Derek J. was approved for a home because of NCF

Katie Bentley 2013-03-04T10:26:55+00:00 March 4th, 2013|

My name is Derek and I live in Houston and I work for a major oil company. Before I came to NCF my credit really was not very high. Our coordinator said that we needed to give NCF a call because they would be able to come in and help you out. It’s because we were trying to qualify for a house.

So I start off with about 550-560 and I had some that were a little bit lower than that. Once we started the program and started doing the steps that Monique had given us to try to try to work on improving it we could start to see a gradual change. We started seeing things being removed off the credit that had just been sitting there for years. Our success basically, it was changing, as far as the credit score.

My credit had gotten in this bad situation and I had gone through some tough times with bankruptcy, some foreclosures, some repossession and NCF worked with me and we got that stuff removed from my credit. My final scores for us to qualify for the house are like 680-690 and my low score is like 643. Which was plenty high enough for us to qualify for a home. We got our first home and we closed on the 27th of December and we started moving in actually the next day. My credit is way better than what it was before we started it allowed us to get a home, to put ourselves in a better position, and we couldn’t have been able to do it without Monique’s help and without the help of NCF.

We’ve already given the information to other people to try and get them involved in NCF to help them in their credit situation as well.

NCF is everything that they advertised. They took our situation and made it so much better. Alright bye bye! Jill Thompson Tony Baptista

-Derek J.

Houston, Texas

Maureen in Spring, Texas shared her results from Experian

Katie Bentley 2013-03-04T08:34:30+00:00 March 4th, 2013|

Congratulations Maureen, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses.

Click on the image to view the full size pdf!

Here are the items that were removed or improved:
Compass Bank
Chase
Sears/CBNA

Although these are Maureen’s actual results, we have to tell you that your results WILL vary because everyone’s report is different.

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today! Harry Bradley

Click here to see Maureen’s Equifax results this round!

Dale sent an email to Joe thanking him for his help

Katie Bentley 2013-03-01T12:58:41+00:00 March 1st, 2013|

Dear Joe Gendelman (Regional Director at National Credit Federation)

“Thanks again with your help.
We would not have been approved for our home loan without you.
We love the new house.

Respectfully,
Dale”

David and his wife close on their new home soon

Katie Bentley 2013-03-01T08:02:08+00:00 March 1st, 2013|

“This is David, I just wanted to express my gratitude for your help and everybody at NCF with my wife and I being able to get our credit scores up and qualify for a house.

We are currently in escrow, and although our house doesn’t close until August, and we are nervous as hack. We are also very excited that we’ve been given the opportunity to do this thanks very much to you guys.

I have called numerous times after the fact to put my mind at ease and you guys have been wonderful with that.

Again thank you NCF very, very much! I appreciate you guys a lot. Have a great day.”

Derek improved his credit with NCF and bought a house

Katie Bentley 2013-02-27T09:02:19+00:00 February 27th, 2013|

My name is Derek J., I am from Houston, TX and I work for a large oil and gas company.

In the summer of 2012 my girlfriend and I went to a local home builder to see exactly where we were at from a credit standpoint as we desperately needed a new home for our blended family. In my past, I had dealt with a bankruptcy and repossession among other credit issues. Mind you, all of these issues were many years ago, but it still weighed heavily on my credit. My girlfriend had similar negative results on her credit as well.

The builder referred us to National Credit Federation and stated that they could help. We were reluctant at first because we know how hard it is for positive results and from previous credit restoration failures. However with NCF, the entire process felt different. They immediately began providing us with the direction we needed to improve our situation. My credit started at 550. After a few months of working with NCF my score began to rise to the 600-615 range. It was as high as 700 after another month or so. We were excited to finally be looked upon with positive eyes from the creditors but also the builder.

We closed our new home in December of 2012 and we are so lucky and blessed to have had Monique Martin as our case manager. She went above and beyond in her role as our case manager. She was friendly, always available, and gave us the peace of mind that we had someone fighting for us. If not for her and NCF we would not have closed on our home.

The process was outlined in an easy format and all we had to do was stay on top of it and things began to fall in place. We plan on using NCF again to help us maintain our good standing with the creditors.

My family would like to extend a huge thanks to National Credit Federation for all of the time, patience, and help that they provided in helping us to realize our dream of home ownership. It feels good to say that. Homeowner!!

YAY!!!!

Thanks,

-Derek J.

Houston, TX

Click here to watch the video testimonial!

Jennifer got approved for her Castle Rock home!

Katie Bentley 2013-02-26T13:53:15+00:00 February 26th, 2013|

Hi my name is Jennifer and I just wanted to call and thank National Credit Federation, Monique Martin, and her team for the help that they gave my husband and I.

We were referred from our builder Castle Rock homes in Spring, Texas for some credit repair in order to close our home, which we were able to do in January 2013.

Again I just appreciate the professionalism that Monique gave us as well as all the help in phone calls, emails, and responses on the portal to all of our concerns and questions. We just appreciate being able to close on our dream home, thank you so much, have a great day! William Spragg

Tammy's score is now in the 700s!

Katie Bentley 2013-02-22T13:50:50+00:00 February 22nd, 2013|

“Hi my name is Tammy and I’m giving you a testimonial on my improved credit scores through this program. This program has been invaluable to me.

My credit scores went from the mid to high 500’s into the 700’s.

I’ve been able to purchase the vehicle that I wanted and I’m looking at purchasing a house.

I can’t explain how great this has been and beneficial it has been for me and I really appreciate it. Thanks!”

-Tammy F.

Conroe, Texas

Click here to see Tammy’s Before and After Scores!

Bill Spragg

100% of the items deleted from Equifax for Peter this round

Katie Bentley 2013-02-22T12:59:39+00:00 February 22nd, 2013|

Congratulations Peter, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses.

100% of the Items Challenged were deleted in one round!

Click on the image to view the full size pdf!

Here are the items that were removed or improved:
Address
GMAC Mortgage
Wells Fargo Home Mortgage
Bank of America

Although these are Peters’s actual results, we have to tell you that your results WILL vary because everyone’s report is different.

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today!

Dana has a better understanding of credit and her scores went up

Katie Bentley 2013-02-15T08:05:30+00:00 February 15th, 2013|

“Hello this message is in regards to Monique. My name is Dana and I wanted to say that Monique and National Credit Federation have been nothing but wonderful and kind to me.

They’ve helped me to gain better credit and understand my credit and I just wanted to make that testimonial because, like I said, National Credit Federation has been wonderful to me.”

Suzyette is using NCF to help her reach her goals

Katie Bentley 2013-02-13T12:02:36+00:00 February 13th, 2013|

In 2007 I was in real estate until the bottom fell out. I lost half of my income and fell behind on many of my bills. While trying to stay a float and take care of my mom in hospice, I was advised to file a Chapter 13 bankruptcy. During that process, I realized I wasn’t able to make the payments.

I’m now current on my first mortgage and student loans, but I would like assistance in cleaning up the others. Just from being in the business I knew my credit wasn’t up to par. I’m hoping that I can see an improvement, which would help me get a new vehicle at a decent interest rate and little down.

My goal is to rebuild my credit and credit worthiness.

-Suzyette R.
Spring, Texas

Bill Spragg

Dena was qualified for a new home!

Katie Bentley 2013-02-06T09:50:40+00:00 February 6th, 2013|

“Hi my name is Dina and I was calling in reference to Monique Martin. I have a been a customer with National Credit Federation for a little over a year now and when we started with the company my credit scores were not very good at all. We were wanting to buy a house we were no where close or in any kind of position to be able to do that due to the credit scores.

So we signed up with you guys. Monique has helped me from the very beginning and thanks to her a little less than a year later, we closed on our house in October. My scores were right where they needed to be, and we were able to purchase our house, and move in like I said in October. I just wanted to let you guys know what a great service that you have, what great customer service that you have, and without you guys we would not be where we are today.

I tell all my friends and family about your service so that if they are ever in the market for something like that, I would definitely recommend you guys and I just wanted to let you know. Thank you so much and I hope other people take advantage of it as well because things can change and get better if you get the right help.”

-Dena C.

The Woodlands, Texas

Todd's family appreciates the hard work

Katie Bentley 2013-02-05T11:39:13+00:00 February 5th, 2013|

National Credit Federation,

I just wanted to send you a quick note thanking you for all the hard work you are doing for us. The past couple of years have been really rough on us, as you can tell by our credit reports.

Now with both of us working and your help we are definitely heading in the right direction again. We really appreciate all your efforts in helping us buy our dream home.

Thank You,
Todd B. and Family

P.S.- I attached a picture of the family so you can put a face with the names. In the picture is myself, my wife and our 3 kids.

9 deletions from TransUnion from Carmen this round

Katie Bentley 2013-02-01T14:47:09+00:00 February 1st, 2013|

Congratulations Carmen, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses.

9 Items Deleted
42% of the Items Challenged were deleted in one round!

Click on the image to view the full size pdf!

Here are the items that were removed or improved:
Civil Judgment in Bankruptcy
Release of Tax Lien
Capital Accounts LLC
Chase Home Finance LLC
PDQ Services INC
SCA Collections INC

Although these are Carmen’s actual results, we have to tell you that your results WILL vary because everyone’s report is different.

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today!

58 deletions first round from Experian for Hassan

Katie Bentley 2013-01-31T09:19:45+00:00 January 31st, 2013|

Congratulations Hassan, on the results from this credit bureau on the first round! We look forward to the continued improvement of your scores while your membership progresses.

58 Items Deleted

92% of the Items Challenged were deleted in the first round!

Click on the image to view the full size pdf!

Although these are Hassan’s actual results, we have to tell you that your results WILL vary because everyone’s report is different.

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today!

Here are the items that were removed or improved:

GECRB/Chevron
US DEPT OF ED/GLELSI
SKY BANK
CAP ONE
UNVL/CITI
BANK OF AMERICA
AMEX
CITI
CHASE
COMPASS BANK VISA
OFFICE DEP
GDYR/CBNA
SPRINGLEAF FINANCIAL S
LNVN FUNDING LLC
MB FIN SVCS
PORTOFOLIO RECVRY & AFFIL AMERICAN PROFIT RECOVE
INVESTMENT RETRIEVERS
SALLIE MAE
UNION FED BANK INDIANA
WATERFIELD FINANCIAL
AMERICAS SERVICING CO
WELLS FARGO BANK NV NA
WELLS FRAGO BUSINESS D
SHERMAN & CLAY
SAN ANTONIO FCU
OCWEN LOAN SERVICING
CAPITAL ONE, NA
STARTUST FCU
CHASE BANK USA, NA
TELEPHONE NUMBER
SPOUSE NAME

Chris qualified and purchased a home and new car

Katie Bentley 2013-01-29T15:55:17+00:00 January 29th, 2013|

Looks like some good news, Chase Bank and Nissan Motor are deleted! My TransUnion report is now 100% repaired and clean. Seeing these deletions allows me to recommend your service with confidence! Hope I can be fully repaired by the end of my year with you! I still have 2 more months for you to work your magic.

I got qualified for my new car loan and I attached a picture of my new house and new car that I wouldn’t have been able to get without your help!

Click here to see Chris’s TransUnion results!

Thanks,
Chris W.
Las Vegas, Nevada

Mark Coats

NCF changed Captain John's life

Katie Bentley 2013-01-29T14:48:45+00:00 January 29th, 2013|

Hi Monique (Case Manager),

I wanted to let you know how pleased I am with the service I received. You guys did everything that you said you would.

Before I came to National Credit Federation my credit was terrible. It was so depressing and I had no idea how to change it.

With your companies work, in a little over a year my credit report was stellar, and now my FICO is over 700. It has changed my life. You were always there to answer questions and help me understand the process.

Your services are worth every dime and more. I would recommend NCF to anyone. Thank you for all of your assistance.

Best, John S.

P.s. I added a photo of me at work at “O” so you can place a face with the person you did all the great work for.

Dena's credit was approved

Katie Bentley 2013-01-25T10:47:52+00:00 January 25th, 2013|

Here is a picture of our new house! We are making it home and thanks to our improved credit situation, we can qualify for a loan to really add our touch!!!!

Thank you!

-Dena C.
The Woodlands, Texas

TransUnion report completely clean!

Katie Bentley 2013-01-22T16:06:29+00:00 January 22nd, 2013|

Congratulations Chris, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses.

The 2 Last Items Deleted

100% of the Items Challenged were deleted in one round!

Click on the image to view the full size pdf!

Here are the items that were removed or improved:

Chase Bank

Nissan Motors

Although these are Chris’s actual results, we have to tell you that your results WILL vary because everyone’s report is different.

But if you would like to receive results on your report, then call the number on the top of this page or click on “Join Now” and we can get started improving your credit score so you can begin living the life you deserve today!

Click here to see Chris’s new house and car!

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