Credit Audit Verification and Attorney-Facilitated Credit Restoration:

Included in your membership you will receive representation by an “affiliated attorney” to challenge all 3 major national credit bureaus, forcing the removal of derogatory items from your credit report. As a special member benefit extended to all NCF members who are in good standing, our affiliated attorneys will aggressively represent you with NO up-front fees, or ongoing monthly fees. Your total legal fees are just $6 for each deleted or corrected item per credit report; billed and paid directly to your attorney as a “correction fee”- payable ONLY AFTER YOU ARE NOTIFIED BY THE CREDIT BUREAUS OF YOUR RESULTS.

Free Legal Advice

Membership includes a membership into our National Law Club, a national network of over 27,000 attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter, written on your behalf, by one of our plan member attorneys.

Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees and hourly rates for more complex issues.

IRS Defense

One of our highly experienced tax law attorneys who have represented numerous consumers against the IRS will provide advice. Members receive one free hour of telephone consultation. Members receive discounts if additional assistance is needed.

Free Credit Card Search Service

Conduct an online database search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

$5,000.00 secured Credit Card

As a Member you are automatically approved for a secured credit card to purchase computers and consumer electronics. Of course, your positive payment history will be reported monthly to the national credit bureaus further helping you re-establish your credit.

Credit Reference Service

NCF will provide a written credit reference at anytime for current valid members.

Free Credit Reports

Members can obtain a free, no cost copy of their credit report at