Why We Vote When We Do.

Why November?
Most Americans made their living from agriculture in 1845 and Congress felt that November was the most convenient month for farmers and citizens living in rural areas to get to the polls. Preparing fields and planting crops consumed lots of the public’s time in the spring and summer months. But by early November, the harvest was over in most areas, and the weather was still mild and dry enough to allow travel over the dirt and rock roads of the day.

Why Tuesday?
In 1845, before Florida, California, and Texas were states or slavery had been abolished, Congress needed to pick a time for Americans to vote. We were an agrarian society. We traveled by horse and buggy. Farmers needed a day to get to the county seat, a day to vote, and a day to get back, without interfering with the three days of worship. So that left Tuesday and Wednesday, but Wednesday was market day. So, Tuesday it was. In 1875 Congress extended the Tuesday date for national House elections and in 1914 for federal Senate elections.

“Winning the election is a good-news, bad-news kind of thing. Okay, now you’re the mayor. The bad news is, now you’re the mayor.”

–      Clint Eastwood

Posted by ehoyer on November 3rd, 2014 :: Filed under Credit Repair, Small business credit, home ownership

News Channel 8 Interviews NCF Regional Director Joe Gendelman

WFLA-TV News Channel 8

Shannon Behnken from News Channel 8 did a great story highlighting an issue that affects thousands of former home owners in the Tampa Bay area. For her story she spent a good amount of time interviewing our own, Joe Gendelman, Regional Director for National Credit Federation.

Here is a link to the full story and you can read some excerpts below:

“The benefit of entering a short sale agreement is that you’ll be able to re-enter the housing market a lot quicker than having a foreclosure on your credit,” said Joe Gendelman, of National Credit Federation in Tampa.

Gendelman said he’s working with dozens of clients who went through short sales, but then found a foreclosure listed on their credit years later.

The problem is bank and credit bureaus have no special code to report a short sale, so when a new lender checks your credit, it often shows up as a foreclosure.

So thousands of Bay area homeowners who completed short sales years ago are now having trouble buying another home, or even a car.

“Forty percent of homes in the state of Florida are under water. So, it really creates a mountain that if people need to sell for some reason, many times they would have to be forced to do a short sale,” Gendelman said.

If you have gone through a short sale with your own property, you can call Joe Gendelman directly at 813-425-1364, or reach him by email: jgendelman@nationalcreditfederation.com. Also, Joe Gendelman is happy to offer no obligation consultations to anyone who would like a professional to review their credit report. Joe is trained and experienced in looking for inaccuracies, inconsistencies, out-dated, and un-verifiable information on a credit report that may be damaging your credit score. Call him today!
Posted by Nick on August 27th, 2013 :: Filed under News
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