My name is Geana B. I am from Bradenton, Fl and I am the IT Manager for a local retailer.

After years of making poor financial decisions, joining NCF was the best financial decision I have ever made! Before NCF, I had a bankruptcy, late and/or missed credit payments and 2 collections for breaking apartment leases. My credit was 556. Within 3 months of partnering with NCF my score was 626 (above the minimum 620 required to purchase a home)!

NCF was great to work with. The Members Service representatives were extremely helpful and having access through the online portal made it very easy to get information quickly. I did not have the time or the knowledge, much less the energy, to take on the credit bureaus. NCF did all of the heavy lifting for me!

I please to tell you that one year later my score is 655 and I was able to purchase my first home with an interest of only 3%!!!!!

Thank you NCF! It has been well worth it! Joe Gendelman