“I was young and made poor decisions regarding my credit. I did not realize and was never taught the impact it would have on my life. I cannot buy a home, a new vehicle, or furniture on credit.

I would really like to have the opportunity to do these things. I’m very hopeful that this works for me. I heard about this through a friend.

It’s my dream to own my own home.”

-Eluterio M. Bay City, TX