December 2014

NCF’s Tuesday Tidbits

By | December 8th, 2014|Bankground Checks|

A Holiday Miracle! My name is Linda Hostetler. I had the amazing experience of working with Krista Phillips for over a year, and what a pleasure it was. Not only did Krista "hold my hand" walking through the mess we had gotten into, but she "coached" me and showed me how to never let it [...]

NCF's Tuesday Tidbits

By | December 2nd, 2014|Bankground Checks|

We made this video to show our appreciation of the hard work that Monique and Krista have done for me and my wife and that their hard work is paying off for us. We are seeing the results and are getting the benefits and it is amazing!! We did not think that our credit was [...]

November 2014

NCF's Tuesday Tidbits

By | November 18th, 2014|Bankground Checks|

You won’t believe what Desire has to say about NCF and helping her with the loss of her husband If you're going to access capital before the holidays here's something you'll want to be sure to look at… CLICK HERE TO READ MORE 13 Fun Turkey Facts…. The average weight of a turkey purchased at [...]

6 Ways to Shop Safer This Holiday Season

By | November 11th, 2014|Bankground Checks|

The holiday season has become as well known for frenzied shopping and door-buster sales as it is for feasts with family and friends, festive parades and football. Making your way to the stores this season is all but unavoidable, but be cautious—now more so than ever, you need to make sure you’re prepared to prevent [...]

June 2011

Michael Gerber and Herschel Bentley discuss Credit Repair the National Credit Federation way

By | June 3rd, 2011|Bankground Checks, Credit Repair, Home Ownership, News|

Herschel Bentley Executive Director of National Credit Federation was just seen on TV!!! Fox, CBS, NBC and ABC affiliates just aired an interview by Michael Gerber, the author of the E-Myth.  The segment was shot at film studios in Orlando and I had a great time.  Michael Gerber is not only an internationally acclaimed author [...]

May 2011

DR Horton partners with NCF!

By | May 20th, 2011|Bankground Checks, Credit Repair, DR Horton, Home Ownership, Mortgage|

America’s largest home builder DR Horton has choosen National Credit Federation as it’s go to credit repair company! I have been in Houston, TX the last few days with one of our Regional Directors Dan Fries, who laid the ground work for this relationship, along with several other NCF consultants. You see DR Horton having partnered with Bank of America as it’s go to mortgage lender knew that many people could not buy their dream home or for that matter their first home due to their credit scores.  As Alfredo Rodriquez, the Director of “My New Home” a pilot program of DR Horton designed to put more people into a home of their own, explained to me… they needed the best credit repair company they could find and their search ended with an agreement to have National Credit Federation as it’s sole source for those with credit challenges.  His biggest reason was… […]

November 2010

Credit Scores … Real Time?

By | November 30th, 2010|Bankground Checks, Credit Report, Credit Score, FICO|

I talked with a member a couple days ago that was totally frustrated with the credit bureaus and the whole credit scoring process.  Hmmmm…sound familiar? Jack’s situation was that he had paid off several bills with a bonus check from work about 10 days ago.  He had called the three credit card companies involved and verified he had indeed posted the payoffs which totaled almost $6000.  He then had his mortgage broker pull a new credit report thinking he would have the increase in credit score that he thought the payoffs would give.  He only needed about 17 points to qualify for this loan but was told that his scores had actually gone down 2 points from a month prior. Well this is what prompted Jack’s call.  He was confused and upset that he had read something I wrote previously about how FICO computes credit scores.  He thought that by freeing up his credit lines and paying down the debt would help his credit scores.   Was he right? […]

September 2010

25 Crazy Credit Facts…

By | September 28th, 2010|Bankground Checks|

It is absolutely insane the nutsy amount of credit information you can extract from the internet if you’re just surfing around! From credit repair and credit card tidbits to just plain crazy credit facts you can find, like Crazy Credit Fact #22, Corpus Christi, Texas, residents have America’s worst credit scores!  Or that if you live in Nevada you are 8 times more likely to file bankruptcy than if you live in Alaska? These certainly are in the category of “things that make you go hmmmm”!  They can make you all glossy eyed kind of like looking at Phyllis Diller.  Don’t tell me you don’t know her!  See the pic to the left?  Uh huh.. Anyways, I found these to be both interesting as well as entertaining.  I hope you enjoy… […]

July 2010

Federal employees fired over finances

By | July 8th, 2010|Bankground Checks|

Even in the difficult-to-fire federal world, employees have been fired for being unable to pass security clearance.