Earl in Huntsville TransUnion Results
Click the image to view the pdf! Earl had some great updates on his report: 2 Federal Tax Liens Chase/Bank One Card Citibank SD/Shell ACS/Dallas Parking CMI Trident Asset Management Superior Asset Managment
September 2010
Richard in Allentown TransUnion Results
Click on the image to view the pdf! Richard in Allentown, PA had 5 out of 9 items deleted and had one trade line upgraded to paid as agreed with no late pays! Civil Judgment Verizon Wireless Capital One Bank HSBC Bon Ton Chase/Bank One Card Service
FICO provides a bankers view
On occasion, I am asked are things better or worse? When it comes to “credit things” I think a higher percentage of people are trying to tackle their budgets by keeping their spending down to align more with their income realizing the tapping into their homes equity days are over, at least for the time being. Many people are tackling any bad credit they may have incurred realizing that any costs of credit repair are a drop in the bucket compared to just letting any bad credit stay on their credit report for 7-10 years. People are trying to be as responsible as possible to increase their credit scores because the reality is […]
Eric in Niles TransUnion Results
Click the image to view the pdf! First Federal Credit Control The CBE Group Inc The Home Depot / CBSD HSBC Bank Sallie Mae Click here to view Eric's results from Equifax on this round!
Eric in Niles Equifax Results
Click the image to view the pdf! First Federal Credit Control The CBE Group Inc Credit Management CO Absolute Collection Service Household Bank Click here to view Eric's results from TransUnion on this round!
Michael in Montgomery TransUnion Results
Click the image to view the pdf! Michael in Montgomery had 5 out of 7 items deleted or removed plus 2 inquiries deleted from his credit report! Inquiries Allied Interstate West Asset Management Capio Partners LLC NCO Financial Calvary Portfolio Services
FICO showing fewer car loan defaults
It’s true, new car loan defaults are decreasing! It’s also true it doesn’t take much of a rocket scientist to understand that by tightening down the lending criteria for consumers looking for new auto loans this would be an expected result. There are some interesting facts. Taking a look at the 720 credit score plus category FICO reports that in the May to June 2009 period 1 out of every 411 borrowers went 60 days or more past due on their new car loan payment. During the same time period in 2008, 1 out of 288 fell past due in the second year which is a 43% reduction. If you look at the same time periods but in the credit score range or 300 to 599 you’ll find almost an 11% 60 day delinquency rate for new car loans during the period ending April 2009 and a huge reduction down to 8% for the same period ending 2010. […]
Ashley in St Charles TransUnion Results
Click on the image to view the pdf! Ashley in St Charles, MO had the following items removed from her TransUnion credit report: Account Resolution Corp MCA Management Company Senex Services Medicredit Inc NCO Financial WFNB/Limited Express
Edgar in Humble TransUnion Results
Click the image to view the pdf! Diversified Credit System NCO Financial GMAC (Late Payment Removed!) First USA NA BAC Home Loans Serv LP
12 Deletions from TransUnion
12 Deletions! American Medical Collections, Amsher Collection Services, EOS CCA, Capio Partners, NCO - Medclear, NCO Financial, Allied Interstate Inc all deleted!