Katie Bentley, Author at National Credit Federation

New Record Low for Mortgage Rates

By Katie Bentley| 2010-07-15T15:17:52+00:00 July 15th, 2010|Mortgage, News|

According to a new survey released by Freddie Mac announced the lowest 30 year mortgage rate at 4.57%. These mortgage rates are linked to the yields on Treasuries and also the yields on mortgage-backed securities. In an article for Reuters written by Julie Haviv: While low rates and high affordability have helped the housing market gain ground, it has struggled in recent months given stubbornly high unemployment and mounting foreclosures. Home loan refinancing, however, puts more cash into consumers’ hands to funnel into the U.S. economy and could help many homeowners avoid foreclosure. […]

HUGE one day deficit jump – $166 Billion (with a "B")

By Katie Bentley| 2010-07-15T15:14:27+00:00 July 15th, 2010|Debt, News|

The US deficit jumped $165,931,038,264.30 on one day last week (June 30), making it the 3rd largest daily increase to the deficit in US History. According to Stephen Dinan: The figure works out to nearly $1,500 for every U.S. household, or more than 10 times the median daily household income. According to Wikipedia, deficits are: A budget deficit occurs when an entity spends more money than it takes in. […]

17 Deletions from Equifax

By Katie Bentley| 2010-07-15T05:19:04+00:00 July 15th, 2010|Results|

17 Accounts Deleted from Equifax! A lien and judgment were deleted as well as, items from, USB Collections, Potters Adjustment Bureau, Enhanced Recovery Corp, Atlantic Financial Service, Medclear Inc, and Premium Asset Recovery.

Equifax Results in Sunny Isles

By Katie Bentley| 2010-07-13T16:53:15+00:00 July 13th, 2010|Results|

Anthony in Sunny Isles Beach, Florida had some great updates from Equifax: NCO Healthcare First Federal Credit Collection Agency Capital Accounts Anderson Crenshaw & Associates Credit Management Services Direct Merchants Bank Care Credit/Gemb And Anthony also had his GMAC account upgraded to paid as agreed with no late payments! Click on the image to view [...]

Credit scores are in a downward spiral!

By Katie Bentley| 2010-07-13T09:39:09+00:00 July 13th, 2010|Credit Score|

Everyone has suspected that the average credit scores have been falling. The economy has given a serious black eye to credit and credit scores and now we know how much! FICO.com has just reported that 25.5% of the US population that use credit now have a credit score of 599 or less. That’s a whopping 43.4 million people in this category. In the past about 15% or 25.5 million have been in this category which means that over the last 2 years there are been an increase of 17.9 million people fall under a 599 credit score which is a whopping 70% increase! Overall 35% of the population are at a 649 credit score or less. What does this mean? Basically, look at the person to the right and look to the left and the dirty truth is that one of the three of you cannot buy a house nor car and are considered unworthy of credit by many lenders and are in need of help with credit repair. […]

John in Frisco had Verizon, HSBC, and more removed

By Katie Bentley| 2010-07-12T12:43:23+00:00 July 12th, 2010|Results|

Chase Health Care Financial, Verizon, Central Finance Control, Cach LLC, NCO Financial, Bureau of Collection Recovery, HSBC Auto Loan, and Triad Financial

Experian Results for Dianna in Louisville

By Katie Bentley| 2010-07-08T17:51:26+00:00 July 8th, 2010|Results|

Click on the image to view the full size pdf! Alliance One Inc GLA Collection Company Inc Mutual HSP Services F A S T Inc HSBC Bank

Federal employees fired over finances

By Katie Bentley| 2010-07-08T09:55:36+00:00 July 8th, 2010|Bankground Checks|

Even in the difficult-to-fire federal world, employees have been fired for being unable to pass security clearance.

Transunion Results in Sunny Isles

By Katie Bentley| 2010-07-06T17:02:49+00:00 July 6th, 2010|Results|

Anthony in Sunny Isles Beach, Florida had some awesome results from TransUnion: Care Credit/Gemb Anderson Crenshaw & Associates First Federation Credit & Collection Green Point Transworld Systems Inc NCO Financial Click the image to view the pdf! Click here to view Anthony's results from Equifax on this round!

Daniel in Monroe Equifax Results

By Katie Bentley| 2010-07-06T12:37:58+00:00 July 6th, 2010|Results|

Click the image to view the pdf! Daniel in Monroe, New Jersey had several items deleted or improved from late pays to paid as agreed! IC Systems Inc Adjustment Service Amcheck Collections SCA/Peachdirect First Premier Credit Union of New Jersey Household Bank

About Katie Bentley

July 2010