https://nationalcreditfederation.com/what-are-mortgage-lenders-lookinfg-for/ Credit Repair Company Sun, 23 May 2010 16:15:19 +0000 hourly 1 https://wordpress.org/?v=6.4.7 https://nationalcreditfederation.com/what-are-mortgage-lenders-lookinfg-for/#comment-53 Sun, 23 May 2010 16:15:19 +0000 https://newncf.wpenginepowered.com/blog/?p=108#comment-53 Herschel, great post. For the past 18 years I have told my clients that the 3 C’s are the basis of qualifying for a mortgage. Today, we are also raising the level to the 4 C’s. The fourth C is “Character”. We as lenders have early payoff and early default standards to abide by.
Credit, Collateral and Capacity can be smoothed over with falsifying documents but as a loan officer we look at their character as well.

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