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Lloyd had a wonderful experience with NCF

"Hi my name is Lloyd W. and I live in Riverview, FL. I'm a member of the N.C.F. club and I just wanted to let you know that I've had a wonderful experience. They were able to help me out a tremendous deal by boosting my credit score up and alleviating a lot of derogatory marks on my credit score. Thank you."

Posted by Laura on May 17th, 2013 :: Filed under Member Stories
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Jordan’s credit is back on track

"This is Jordan from Sugarland, Texas. I just want to say a quick thank you; it’s been such a pleasure working with you and National Credit Federation. You've been great and my credit is now on the right track and I just wanted to say another thank you to you guys for all the great service."

Posted by Laura on May 16th, 2013 :: Filed under Member Stories
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Kyle’s score went up 146 points in 4 months!

"When I first came to the program my credit score was 590. Four months later my score was improved to 736 with the help of NCF. Now I am able to put my house on the market and look for a new home. I have recommended NCF to my CPA and Realtor for them to spread the word." -Kyle B. Tomball, TX

Posted by Laura on May 16th, 2013 :: Filed under Member Stories
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Karen’s special thank you to NCF

"My name is Karen and I've had the privilege of working with Monique Martin in restoring my credit issues. I just wanted to say that Monique has been a very knowledgeable person when it came to the law of my credit issues. She is very precise, handled my case in a timely manner, she’s very prompt in returning calls, she’s a great listener and she is very assertive when it comes to dealing with collection agencies. Even though we are still working through a few of my credit issues, I have all the confidence in the world that Monique will do a great job in the end. I thank her and I thank NCF for referring her to me." -Karen W. Spring, TX Harry Bradley

Posted by Laura on May 8th, 2013 :: Filed under Member Stories
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Independent business owner uses NCF to repair personal credit

"My name is Herbert C. and I live in Lutz, FL. I’m a private business owner and I have been dealing with National Credit Federation for the last 6 months and I have to tell you the experience has been wonderful. I’ve had so many things removed from my credit report; I’m just amazed. We are in the process of buying a house and we’re almost there. We are very happy about that and we owe all of the credit to National Credit."

Posted by Laura on May 7th, 2013 :: Filed under Member Stories
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Dana’s scores have gone up!

Congratulations Dana; we look forward to continuing working with you until you reach your goal! Click on the images to view the full size pdf! TransUnion was 651 and now 723 which is UP 72 points! Experian was 587 and now 718 which is UP 131 points! Click here to watch Dana's video testimonial!

Posted by Laura on May 7th, 2013 :: Filed under Before and After
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Check out Shauntelle’s TransUnion results

Congratulations Shauntelle, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! (Please allow a few moments to load) Here are the items that were removed or improved: Civil Judgement AFNI Credit Collection Servic Enhanced Recovery Compan Team Recovery Inc Although these are Shauntelle's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on May 6th, 2013 :: Filed under Results, TransUnion

Ashley’s state tax lien was removed from TransUnion

Congratulations Ashley, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! (Please allow a few moments to load) Here are the items that were removed or improved: State tax lien AFNI Contract Callers Inc Enhanced Recovery Compan Midland Funding LLC Stellar Recovery Trident Asset Management Although these are Ashley's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on May 6th, 2013 :: Filed under Results, TransUnion
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Penny was approved for a home with a great interest rate

“This is Penny. I just wanted to call and thank you so much for everything that you guys have done on our account. When we first started with you guys we weren't able to get qualified for a home. Now we have been able to not only purchase a home, but we closed on it December 20th. We were able to get an extremely low interest rate. At first I was skeptical about your service, but I am so glad that we enrolled as members because you guys have just done an amazing job with our account. For anybody that is leaning towards doing this type of service, we highly recommend it, so thank you again.”

Posted by Laura on May 1st, 2013 :: Filed under Member Stories
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Jason’s negative collections and Verizon account were deleted

Congratulations Jason, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Santandar Consumer USA Verizon Wireless Clark Count Collection Address Although these are Jason's actual results, we have to tell you that your results WILL vary because everyone's report is different. Mark Coats But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 29th, 2013 :: Filed under Equifax, Results
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Miguel’s federal tax lien was removed from TransUnion

Congratulations Miguel, on the results removal of your federal tax lien from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! (Please allow a few moments to load) Although these are Miguel's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 29th, 2013 :: Filed under Results, TransUnion
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Barbara in Youngstown,OH had several collections removed this round

Congratulations Barbara, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Youngstown Municipal CT Prompt Recovery Servic Contract Callers Inc Enhanced Recovery Coll Fidelity Properties IN Although these are Barbara's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 28th, 2013 :: Filed under Results
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Dominic is on his way to financial freedom

"This is Dominic. I was calling to thank National Credit Federation for all the help that they've done. I have successfully gotten out of the 500s and have entered the 700s with my credit score. I am well on my way to establishing financial freedom. I've gotten a 10,000 dollar credit limit on one credit card and I'm in the process of buying a house and this is all thanks to National Credit Federation and everybody that has just helped me along from my case manager to billing. Everybody has just been great."

Posted by Laura on April 26th, 2013 :: Filed under Member Stories
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Jason had a wonderful experience with NCF

"My name is Jason W. and I live in Tampa, FL and I'm in the finance industry. My experience with NCF has been a wonderful experience. My case manager is Monique and she is a wonderful mentor. She answered any questions, responded to any emails in a timely fashion, and walked me through the process. This made it easy for me. NCF was able to help me. I had some issue but now I am on my way to buying my first new home."

Posted by Laura on April 26th, 2013 :: Filed under Member Stories
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Chastity’s negative Sallie Mae accounts were removed

Congratulations Chastity, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Sallie Mae Although these are Chastity's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 25th, 2013 :: Filed under Results, TransUnion
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Carole’s Experian report is now 100% clean

Congratulations Carole, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: FAC/NAB Although these are Carole's actual results, we have to tell you that your results WILL vary because everyone's report is different. Bill Spragg But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 24th, 2013 :: Filed under Experian, Results

Shaft had some collections removed from his TransUnion report

Congratulations Shaft, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Corn Credit Co Midland Funding LLC NTL Recovery Agency Southwest Financial FCU Although these are Shaft's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 23rd, 2013 :: Filed under Results, TransUnion
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Check out Cynthia’s first round of TransUnion results

Congratulations Cynthia, on the results from this credit bureau on the FIRST round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! (Please allow a few moments to load) Here are the items that were removed or improved: Center Point Energy/Entex Central Finance Control CMRE Financial NCO Financial Northern Resolution Grou Wakefield and Assoc Wells Fargo Home Mortgage Although these are Cynthia's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 11th, 2013 :: Filed under Results, TransUnion
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12 deletions from Equifax in the FIRST round for Cynthia

Congratulations Cynthia, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! (Please allow a few moments to load) Here are the items that were removed or improved: Entex Northern Resolution Group Transco Cu Txu ENERGY Panhandle 3rd Party U S District Bankruptcy CO Wyndham Vacation Ownership Wells FARGO Creditor Service of Morgan Address Although these are Cynthia's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 11th, 2013 :: Filed under Equifax, Results
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Robert’s Citi Mortgage and Chase card negative accounts were removed

Congratulations Robert, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Address Citimortgage Chase card services Although these are Robert's actual results, we have to tell you that your results WILL vary because everyone's report is different. Mark Coats But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 9th, 2013 :: Filed under Equifax, Results

83% of the negative items challenged were deleted this round for Nancy in Katy, TX

Congratulations Nancy, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Duponte LA Porte Fed CU Jefferson Capital System Torres Credit Services TU Electric Although these are Nancy's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 9th, 2013 :: Filed under Results, TransUnion

500 Proven Results!!

This is our 501 post to the proven results page!

Preceding this post are 500 proven results, before and after credit reports, and member stories and those are just a sample of the vast amounts that we receive from our members!


Posted by Laura on April 9th, 2013 :: Filed under Member Stories

Juan trusts NCF and says that you should too

"Hi my name is Juan Senior and I live in San Antonio, TX. I work in asset management and I wanted to thank National Credit Federation for increasing my credit score. They not only were able to help me with my credit score but they also helped me with some special accounts. At first I was somewhat weary but I can tell you that these folks are the real deal. I just want you to know that if I can trust them, you can trust them. Thank you so much!"

Posted by Laura on April 6th, 2013 :: Filed under Member Stories
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Melissa had several collection removed from TransUnion

Congratulations Melissa, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Caine & Weiner NCO Financial Systems Torres Credit Services Although these are Melissa's actual results, we have to tell you that your results WILL vary because everyone's report is different. Doug Birdsell But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 4th, 2013 :: Filed under Results, TransUnion

68% of the items challenged were deleted from Michaels’s TransUnion report

Congratulations Michael, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. 12 Items Deleted 68% of the Items Challenged were deleted in one round! Click on the image to view the full size pdf! Here are the items that were removed or improved: Bank of America Address Comenity Bank University of Utah Receivables Perform MGT/AD Sandy 5th Circuit Court Although these are Michael's actual results, we have to tell you that your results WILL vary because everyone's report is different. Lawrence Law But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 4th, 2013 :: Filed under Equifax, Results

Joe’s mortgage late pays are no longer reporting on TransUnion

Congratulations Joe, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Central Mortgage Company Although these are Joe's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 4th, 2013 :: Filed under Results, TransUnion

James’s negative Capital One accounts were removed

Congratulations James, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Capital One Bank USA NA Capital One FNCL CORP Although these are James's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today! Tony Baptista

Posted by Laura on April 3rd, 2013 :: Filed under Results, TransUnion

Perry in Buckeye had 10 deletions in one round on his Equifax report

Congratulations Perry, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. 10 Items Deleted Click on the image to view the full size pdf! Here are the items that were removed or improved: Address Santa Barbara Recorder Credit Control EMC Mortgage Buckeye Precinct Justice Cisco Credit American General Finance Although these are Perry's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!Tony BaptistaBuckeye, Arizona

Posted by Laura on April 3rd, 2013 :: Filed under Equifax, Results
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Heather can’t believe how quickly NCF repaired her credit

"Hi my name is Heather. I’m calling from Miamisburg, Ohio and I just wanted to leave my testimonial letting somebody know how much the National Credit Federation has helped me, and how much Monique Martin specifically has helped me. She did everything she possibly could to help me get my credit back on track and did everything she could to get anything taken off my credit that wasn't supposed to be there. She did it in such a quick manner that I was just amazed. She did everything before I could even imagine getting it done. I closed on my first home and I wanted to say thank you!" Heather A. Miamisburg, Ohio

Posted by Laura on April 3rd, 2013 :: Filed under Member Stories
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Michael’s credit is completely clean after 5 months

"Hello this is Michael from San Diego. I've been a client of National Credit Federation since November of 2012 and I’m happy to report that in only five months they we’re able to completely clear up my credit. They exceeded my expectations and as you can imagine I’m very proud of the work they were able to accomplish for me. I’d also like to thank my case coordinator Monique Martin; she is very professional and easy to work with. Thanks again National Credit Federation." - Michael P. San Diego Joe Gendelamn

Posted by Laura on April 3rd, 2013 :: Filed under Member Stories
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Samuel’s Civil Judgment in Bankruptcy was removed this round

Congratulations Samuel, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Civil Judgement in Bankruptcy Although these are Samuel's actual results, we have to tell you that your results WILL vary because everyone's report is different. Mark Coats But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 1st, 2013 :: Filed under Results, TransUnion
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John’s paid civil judgment was removed from his TransUnion report this round

Congratulations John, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Paid Civil Judgement Although these are John's actual results, we have to tell you that your results WILL vary because everyone's report is different. Joe Rivera But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 1st, 2013 :: Filed under Results, TransUnion
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All of Dwayne’s General Collection & Recovery accounts were removed

Congratulations Dwayne, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: General Coll & Recovery Although these are Dwayne's actual results, we have to tell you that your results WILL vary because everyone's report is different. Kevin Foster But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on April 1st, 2013 :: Filed under Results, TransUnion
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Andrea’s scores went up!

"My name is Andrea and I live in Houston, TX. I'm a real estate broker and a mortgage broker. I do want to mention that I was very skeptic because I didn't believe in any company that could raise a credit score, even though I'm a mortgage broker, but this one came referred to me. The way that National Credit Federation has help me is dramatic because my credit scores were in the low, 523 516 502 and they went up to 640, 650, and 667. So my credit score went up!"

Posted by Laura on April 1st, 2013 :: Filed under Member Stories
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Todd in Montgomery’s HSBC accounts were removed

Congratulations Todd, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: HSBC Bank HSBC Auto Although these are Todd's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today! Frances Born Click here to view Todd's Equifax results!

Posted by Laura on March 28th, 2013 :: Filed under Experian, Results

James Equifax report had another collection removed

Congratulations James, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Amsher Collection Although these are James's actual results, we have to tell you that your results WILL vary because everyone's report is different. Douglas Birdsell But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on March 28th, 2013 :: Filed under Equifax, Results
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Chris’s auto loan and address errors have been deleted from his Equifax report!

Congratulations Chris, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Address Credit Protection MC Ginnis Used Cars Although these are Chris's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today! Norman Van Holtz

Posted by Laura on March 26th, 2013 :: Filed under Equifax, Results
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Deana had 8 items deleted in one round

Congratulations Deana, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. 8 Items Deleted in One Round! Click on the image to view the full size pdf! Here are the items that were removed or improved: ANB Financial NA Bank of America Brazos HE GECRB/JCPENNEY STATESID Professional Credit Serv Valley Credit SVC Wells Fargo Auto Finance Wells Fargo DLRSVC/WACHO Although these are Deana's actual results, we have to tell you that your results WILL vary because everyone's report is different. But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today! Kevin Decker

Posted by Laura on March 26th, 2013 :: Filed under Results, TransUnion

Edward is closer to buying a home thanks to NCF

"My name is Edward from Houston, Texas and I work for Union Pacific railroad. National Credit Federation has raised my scores tremendously over the past year and helped me get closer to getting a home."

Posted by Laura on March 26th, 2013 :: Filed under Member Stories
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Irene in Houston shares her Experian results

Congratulations Irene, on the results from this credit bureau on this round! We look forward to the continued improvement of your scores while your membership progresses. Click on the image to view the full size pdf! Here are the items that were removed or improved: Merchants Credit Guide Portfolio Recvery & Affil Progressive Mgmt Sys Although these are Irene's actual results, we have to tell you that your results WILL vary because everyone's report is different. Bill Spragg But if you would like to receive results on your report, then call the number on the top of this page or click on "Join Now" and we can get started improving your credit score so you can begin living the life you deserve today!

Posted by Laura on March 25th, 2013 :: Filed under Experian, Results