- 101: Learn About Credit
- 201: Learn About Credit Repair
- 301: Learn About Us
- 401: Learn About Credit Laws
- Lesson 1: Fair Credit Reporting Act
- Lesson 2: Fair and Accurate Credit Transations Act
- Lesson 3: Fair Credit Billing Act
- Lesson 4: Equal Credit Opportunity Act
- Lesson 5: Credit Repair Organizations Act
- Lesson 6: Fair Debt Collection Practices Act
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§ 627. Disclosures to governmental agencies for counterterrorism purposes [15 U.S.C. §1681v]
(a) Disclosure. Notwithstanding section 604 or any other provision of this title, a
consumer reporting agency shall furnish a consumer report of a consumer and all
other information in a consumer’s file to a government agency authorized to conduct
investigations of, or intelligence or counterintelligence activities or analysis related
to, international terrorism when presented with a written certification by such
government agency that such information is necessary for the agency’s conduct or
such investigation, activity or analysis.
(b) Form of certification. The certification described in subsection (a) shall be signed by
a supervisory official designated by the head of a Federal agency or an officer of a
Federal agency whose appointment to office is required to be made by the President,
by and with the advice and consent of the Senate.
(c) Confidentiality. No consumer reporting agency, or officer, employee, or agent of
such consumer reporting agency, shall disclose to any person, or specify in any
consumer report, that a government agency has sought or obtained access to
information under subsection (a).
(d) Rule of construction. Nothing in section 626 shall be construed to limit the authority
of the Director of the Federal Bureau of Investigation under this section.
(e) Safe harbor. Notwithstanding any other provision of this title, any consumer reporting
agency or agent or employee thereof making disclosure of consumer reports or
other information pursuant to this section in good-faith reliance upon a certification
July 30, 2004 85
of a governmental agency pursuant to the provisions of this section shall not be liable
to any person for such disclosure under this subchapter, the constitution of any State,
or any law or regulation of any State or any political subdivision of any State.
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