101: Learn About Credit

201: Learn About Credit Repair

301: Learn About Us

401: Learn About Credit Laws

Lesson 1: Fair Credit Reporting Act

Lesson 2: Fair and Accurate Credit Transations Act

Lesson 3: Fair Credit Billing Act

Lesson 4: Equal Credit Opportunity Act

Lesson 5: Credit Repair Organizations Act

Lesson 6: Fair Debt Collection Practices Act

§ 618. Jurisdiction of courts; limitation of actions [15 U.S.C. § 1681p]
An action to enforce any liability created under this title may be brought in any
appropriate United States district court, without regard to the amount in controversy, or in
any other court of competent jurisdiction, not later than the earlier of (1) 2 years after the
date of discovery by the plaintiff of the violation that is the basis for such liability; or (2) 5
years after the date on which the violation that is the basis for such liability occurs.
§ 619. Obtaining information under false pretenses [15 U.S.C. § 1681q]
Any person who knowingly and willfully obtains information on a consumer from a
consumer reporting agency under false pretenses shall be fined under title 18, United States
Code, imprisoned for not more than 2 years, or both.
§ 620. Unauthorized disclosures by officers or employees [15 U.S.C. § 1681r]
Any officer or employee of a consumer reporting agency who knowingly and willfully
provides information concerning an individual from the agency’s files to a person not
authorized to receive that information shall be fined under title 18, United States Code,
imprisoned for not more than 2 years, or both.