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Jumpstart the credit repair process

The following is an article recently posted in Ezine Articles I thought you might enjoy…

In this world where money makes the world go round, it is of the essence that you maintain good credit. It is understandable, of course that you incur expensive spending here and there. Life, after all, is short and you are entitled to enjoy the things you like while you still can. But this doesn’t mean that you shun all cautiousness when it comes to handling money. In fact, in order to get the best deals in life’s most important offerings, you need to pay full attention to your finances.

If you know that your credit is on the downside at this very moment, then you should


Posted by Herschel Bentley on November 9th, 2010 :: Filed under Credit Repair
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Transunion Lawsuit…time to cash in is running out!

The credit reporting agency, Transunion settled on a class action lawsuit by setting aside 75 million dollars nearly 2 years ago.  Now, this amount is but a drop in the bucket and a baby slap on the wrist for this particular credit bureau but that discussion is for another day!

The reason if you’re not familiar should knock your socks off, make you down right red eyed with blood rising to your head causing those vessels to bulge. Why? 


Posted by Herschel Bentley on August 27th, 2010 :: Filed under Class action lawsuits, FCRA, Transunion
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Can you legally remove a bankruptcy with credit repair?

This question came in recently from Janice and I started to send a reply to you but decided I’d address this in the blog for all to read.  Janice, I thank you for sending in this question as many people wonder the same thing.   Of course, you can insert foreclosure, tax lien, judgment, collections, slow pays, repossession, and the whole list of bad credit issues one might face to the question “Can you legally take a bankruptcy off a credit report?”.

The short reality is every single entry on your credit report is suspect. The Fair Credit Reporting Act (FCRA) and law that states you as a consumer have the right to challenge the credit reporting agencies (CRA’s) and demand removal of any trade lines that are reported inaccurately, that cannot be validated or simply outdated.


Posted by Herschel Bentley on May 26th, 2010 :: Filed under Bankruptcy, Credit Bureaus, Credit Repair, Credit Report, FCRA
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