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Michael Gerber and Herschel Bentley discuss Credit Repair the National Credit Federation way

Herschel Bentley Executive Director of National Credit Federation was just seen on TV!!!

Fox, CBS, NBC and ABC affiliates just aired an interview by Michael Gerber, the author of the E-Myth.  The segment was shot at film studios in Orlando and I had a great time.  Michael Gerber is not only an internationally acclaimed author but also has a huge corporation. He seeks out companies that are totally unique and are on the cutting edge within their industries to profile.

Check it out…

More than the publicity, it excites me that hundreds of our members over the last year have achieved home-ownership that never would have without our help.  To all our consultants, and staff but more so to our members…thanks for your confidence!  If you’d like to get your credit reviewed with no obligation CLICK HERE

Great credit and home ownership…Definitely two of the things in life that are Priceless!

BE BOLD!

Herschel


Posted by Herschel Bentley on June 3rd, 2011 :: Filed under Bankground Checks, Credit Repair, News, home ownership
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The Credit Bureaus have a VIP list

Published May 17, 2011 | FoxNews.com

Sen. Dick Blumenthal wants explanations from the three credit rating bureaus about a New York Times report about a VIP list they allegedly keep that favors the rich and famous over everyone else.

The Connecticut Democrat wrote a letter Monday to Equifax, Experian and TransUnion about the reported separate system in which errors and disputes are resolved faster and with more attention than with other consumers, who must rely on an automated system and outsourced customer support to clear up mistakes.

“I am deeply troubled by the implication that your companies are neglecting the majority of consumers and providing preferential treatment for wealthy, famous or well-connected persons, and I ask you to confirm or deny these reports and provide more information on your dispute resolution process,” he wrote in the letter.


Posted by Herschel Bentley on June 2nd, 2011 :: Filed under Credit Bureaus, Equifax, Experian, Transunion
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DR Horton partners with NCF!

America’s largest home builder DR Horton has choosen National Credit Federation as it’s go to credit repair company!

I have been in Houston, TX the last few days with one of our Regional Directors Dan Fries, who laid the ground work for this relationship, along with several other NCF consultants.

You see DR Horton having partnered with Bank of America as it’s go to mortgage lender knew that many people could not buy their dream home or for that matter their first home due to their credit scores.  As Alfredo Rodriquez, the Director of “My New Home” a pilot program of DR Horton designed to put more people into a home of their own, explained to me… they needed the best credit repair company they could find and their search ended with an agreement to have National Credit Federation as it’s sole source for those with credit challenges.  His biggest reason was…


Posted by Herschel Bentley on May 20th, 2011 :: Filed under Bankground Checks, Credit Repair, DR Horton, Mortgage, home ownership
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National Credit Federation is in the News!

Herschel Bentley, the Executive Director of National Credit Federation, the attorney assisted credit repair services company has been profiled in USA Today, CNBC, CBS Money Watch, Yahoo Finance and several other major news outlets including the Miami Herald, Boston Globe and San Francisco Chronicle in the last few days.  A total of 22 newspapers have picked up the story so far.

This was originated as a feature article in USA Today covering how National Credit Federation has been helping people recover from their financial hardships which can cause bad credit by using credit repair tactics available as provided under the Fair Credit Reporting Act.

We are very proud of the results and the benefits that our members experience when becoming a member.  Over the last few years our average member sees an increase in their credit score of 127 points.  You can read the full feature article just CLICK HERE and catch the write up in CBS Money Watch HERE

We welcome anyone that would like a credit consultation at no charge to CLICK HERE.










Posted by Herschel Bentley on April 15th, 2011 :: Filed under Credit Repair, News
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Is TU stepping up?

The last couple of days has been very interesting.   I have been contacted by the guys at TU, and by guys I mean the President and the COO, who seemed to be interested about working with us in a more constructive fashion.  They wanted to discuss how we could work together to streamline the process and cut costs for both of us.

My first reaction was …


Posted by Herschel Bentley on February 1st, 2011 :: Filed under Credit Repair, Credit Report, Transunion
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Credit Scores … Real Time?

I talked with a member a couple days ago that was totally frustrated with the credit bureaus and the whole credit scoring process.  Hmmmm…sound familiar?

Jack’s situation was that he had paid off several bills with a bonus check from work about 10 days ago.  He had called the three credit card companies involved and verified he had indeed posted the payoffs which totaled almost $6000.  He then had his mortgage broker pull a new credit report thinking he would have the increase in credit score that he thought the payoffs would give.  He only needed about 17 points to qualify for this loan but was told that his scores had actually gone down 2 points from a month prior.

Well this is what prompted Jack’s call.  He was confused and upset that he had read something I wrote previously about how FICO computes credit scores.  He thought that by freeing up his credit lines and paying down the debt would help his credit scores.   Was he right?


Posted by Herschel Bentley on November 30th, 2010 :: Filed under Bankground Checks, Credit Report, Credit Score, FICO
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Jumpstart the credit repair process

The following is an article recently posted in Ezine Articles I thought you might enjoy…

In this world where money makes the world go round, it is of the essence that you maintain good credit. It is understandable, of course that you incur expensive spending here and there. Life, after all, is short and you are entitled to enjoy the things you like while you still can. But this doesn’t mean that you shun all cautiousness when it comes to handling money. In fact, in order to get the best deals in life’s most important offerings, you need to pay full attention to your finances.

If you know that your credit is on the downside at this very moment, then you should


Posted by Herschel Bentley on November 9th, 2010 :: Filed under Credit Repair
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FICO or FAKE-O credit scores

Experian and Transunion have been playing the game for some time but now Equifax has jumped into the selling of FAKE-O credit scores. They just couldn’t hold off adding this USELESS product to add to their bottom line!

Now all three of the credit reporting agencies are in the business of pushing the FAKE credit scores to the unknowing consumer who thinks they are buying their FICO scores.

Shame…Shame…Shame is all I can say.

I mean really what is the purpose in selling you a credit score that not one single lender cares about?  


Posted by Herschel Bentley on October 12th, 2010 :: Filed under Credit Bureaus, Credit Score, Equifax, Experian, FTC, Transunion
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25 Crazy Credit Facts…

It is absolutely insane the nutsy amount of credit information you can extract from the internet if you’re just surfing around!

From credit repair and credit card tidbits to just plain crazy credit facts you can find, like Crazy Credit Fact #22, Corpus Christi, Texas, residents have America’s worst credit scores!  Or that if you live in Nevada you are 8 times more likely to file bankruptcy than if you live in Alaska?

These certainly are in the category of “things that make you go hmmmm”!  They can make you all glossy eyed kind of like looking at Phyllis Diller.  Don’t tell me you don’t know her!  See the pic to the left?  Uh huh..

Anyways, I found these to be both interesting as well as entertaining.  I hope you enjoy…


Posted by Herschel Bentley on September 28th, 2010 :: Filed under Bankground Checks
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FICO provides a bankers view

On occasion, I am asked are things better or worse? When it comes to “credit things”  I think a higher percentage of people are trying to tackle their budgets by keeping their spending down to align more with their income realizing the tapping into their homes equity days are over, at least for the time being.  Many people are tackling any bad credit they may have incurred realizing that any costs of credit repair are a drop in the bucket compared to just letting any bad credit stay on their credit report for 7-10 years.

People are trying to be as responsible as possible to increase their credit scores because the reality is


Posted by Herschel Bentley on September 14th, 2010 :: Filed under Credit Score, FICO
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